Credit Cards
ANZ First Credit Card Review: Smart Financial Choices
Is the ANZ First Credit Card right for you? Dive into our comprehensive review to uncover its features - $125 cash back for new cardholders!
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Unlocking Financial Freedom: In-Depth ANZ First Credit Card Analysis
Are you ready to take control of your finances? Look no further than the ANZ First Credit Card review, your key to financial freedom.
Apply for ANZ First Credit Card
Learn the easy steps to apply for the ANZ First Credit Card. Start your journey to financial freedom today with our comprehensive guide!
We’ll help you make an informed decision about whether it’s the right fit for your financial needs!
| Annual Fee | No annual fee in the first year of using the card as a new cardholder. After that, a $30 annual fee will be charged; |
| Purchase Rate | 20.49% p.a. interest rate on purchases; |
| Interest-Free Period | You’ll be able to get up to 55 interest-free days on purchases; |
| Minimum Credit Limit | $1,000 minimum credit limit; |
| Credit Score | You’ll need to have at least a good credit score to have a chance to qualify for this card; |
| Rewards* | You’ll be able to earn as a new cardholder $125 cash back when spending $750 on qualifying purchases in your first 3 months from card approval. You can earn cashback from over 2,000 popular retailers when shopping through Cashrewards. *Terms apply. |
ANZ First Credit Card overview
Whether you’re a seasoned card user or a first-time cardholder, this review will provide valuable insights into what sets the ANZ First Credit Card apart from the rest.
So, let’s embark on this financial journey together and discover how this card can empower you to manage your money, seize opportunities, and achieve your goals.
Also, compared to other low cost cards, the $30 annual fee that takes effect after the second year is reasonable. It is noteworthy.
However, the variable purchase rate of the ANZ First is at the higher end of the range, at 20.49% p.a.
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ANZ First Credit Card main features
This card has incredible features to help you manage your money needs.
So, you’ll be able to read our pros and cons list below to learn if this is the best credit card for your finances at the moment!
Pros
- You can get $125 cashback by using your new card when spending $750 on eligible purchases in your first 3 months with the card;
- There is no annual fee for new cardholders in the first year. After that, there is a $30 annual fee;
- You can get up to 55 days interest-free on purchases.
Cons
- You’ll find that this card can have some high purchase and cash advance interest rates;
- You won’t be able to enjoy any rewards programs with this card.
Minimum credit score to apply
There is not much information about the minimum credit score required to get this card on the official website.
However, it is recommended that you have at least a good credit score to have a chance to qualify!
Therefore, check your score before you start the application process to get this incredible card!
How to apply for the ANZ First Credit Card?
You’ll be able to easily apply for this great card online through the official website!
Therefore, you can read our blog post below to learn more about it and find out all about how the application process works!
Apply for ANZ First Credit Card
Learn the easy steps to apply for the ANZ First Credit Card. Start your journey to financial freedom today with our comprehensive guide!
About the author / Victoria Lourenco
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