Loans
Apply for Happy Money Loans: Unlocking Financial Possibilities
Looking for a hassle-free loan option? If so, read on to learn how to apply for a loan through Happy Money Loans and achieve your dreams with ease!
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Apply for Happy Money Loans in 2 minutes!
Are you in need of financial support to achieve your dreams and goals? Then, read on to apply for Happy Money Loans!
Moreover, applying for a loan with Happy Money Loans is a simple process that can provide you with the funds you need to cover various expenses.
Apply for the loan: Online
Whether it’s starting a business, buying a new home, or consolidating debt, you can find ways to get the money you need through Happy Money.
Moreover, to apply online, you’ll need to go to the official website and provide the information required.
Then, you’ll get a quick pre-qualification response to complete the application!
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Requirements
You’ll need to meet some requirements if you want to try to get a loan through this lender.
For example, you’ll need to be at least 18 years old and have a valid Social Security Number.
Moreover, you’ll need to have a valid checking account and no current delinquencies in your name.
Also, you’ll need to have a minimum FICO Score of 585 points.
Therefore, you may also need to meet some other requirements during the application process.
Apply for the loan: Mobile App
You can easily use the mobile app to manage all your loans and finances. Also, you’ll be able to manage your account, make set-ups, and get alerts.
However, you won’t be able to complete the application process through the mobile app.
Therefore, you’ll need to follow the steps on the topic above to apply online.
Happy Money Loans or Upstart Loan?
If you’re not so certain about getting your loans through Happy Money Loans, you can try Upstart Loan!
Also, with this lender, you can find loans of up to $50,000 with no minimum credit score!
Therefore, read our comparison table below to learn more about this lender and see which is the best choice for your needs!
| Happy Money Loans | Upstart Loan | |
| APR | From 11.72% to 26.67% variable APR; | 5.2% to 35.99% variable APR; |
| Loan Purpose | Debt consolidation and personal loans for various reasons; | Almost all personal loan reasons, including moving-out loans, credit card debt consolidation loans, wedding loans, and more; |
| Loan Amounts | From $5,000 to $40,000; | From $1,000 to $50,000; |
| Credit Needed | You’ll need at least a medium credit score level of 600 to have more chances of getting this loan; | The initial credit check won’t affect your credit score. However, there is no minimum credit score; |
| Terms | From 24 to 60 months; | From 3 to 5 years with fixed rates; |
| Origination Fee | There are origination fees to get a loan through this lender; | There can be origination fees depending on the loan terms and amount; |
| Late Fee | There are no late fees; | There can be late fees, depending on the loan terms and amount; |
| Early Payoff Penalty | You won’t have to pay any prepayment fees. | There are no prepayment penalty fees. |
Do you want to learn more about Upstart Loan and how to apply for it? If so, you can read our post below to learn more!
Find out how to apply for an Upstart Loan!
Find a loan option with an innovative model and loans of up to $50,000! Read on to learn how to apply for an Upstart Loan!
About the author / Victoria Lourenco
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