Credit Cards
Apply for Total Visa®: No Deposit, Cash Back & Credit Building!
Start building credit fast with the Total Visa® Credit Card! Earn 1% cash back on payments! Keep reading and learn how to apply!
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Qualify with limited credit and earn cash back!
Learn now how to apply for Total Visa® Credit Card. A card designed for individuals with less-than-perfect credit!
This card provides a simple and fast application process! You can apply in only 4 simple steps! So read on and discover how!
Apply for the card: Online
One of the good things about this card is that the application process is straightforward, and you will get a response fast!
Firstly, access their website. We’ve provided it above for convenience! Next, fill out a small form with your personal information.
Further, you must provide your financial information. Next, review the Terms & Conditions of the Total Visa® Credit Card.
Once done, submit all information and wait for the result! If approved, you’ll have to pay a one-time program fee of $95.
And it’s done. Your card will arrive at the informed address within days. Soon you can start building credit! Simple, isn’t it?
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Apply for the card: Mobile App
Despite lacking a mobile application, the Total Visa® Credit Card is fully manageable through the Total Card mobile app!
Thus, it allows you to easily monitor your credit score, check your account balance, pay your payments, and much more!
Total Visa® Credit Card or FIT Mastercard® Credit Card?
Indeed, the first step toward a more secure financial future is picking the correct credit card. And we can help you with that!
Thus, Total Visa® Credit Card will help you build your credit score while offering 1% cash back on payments!
On the other hand, the FIT Mastercard® Credit Card provides a $400 limit that can be doubled within 6 months!
So here, we compared Total Visa® Credit Card and the FIT Mastercard® Credit Card, two options if you have a bad credit score!
| Total Visa® Credit Card | FIT Mastercard® Credit Card | |
| Credit Score | Fair/Bad Credit. | Poor/fair; |
| Annual Fee | $75 for the first year and $48 for each year after that. | $99 annual fee. You’ll also have to pay $6,25 monthly for maintenance from the second year ahead; |
| Purchase APR | 35.99%. | 29.99% APR (variable); |
| Cash Advance APR | 35.99%. | 5% of the total amount for Cash Advance, with a minimum of $5; |
| Welcome Bonus | No welcome bonus. | No welcome bonus is offered; |
| Rewards | Earn 1% cash back on payments. | This card doesn’t offer a rewards program. |
Keep reading and learn how to apply for the FIT Mastercard® Credit Card. We’ve provided the best tips for you! So let’s go!
FIT Mastercard® Credit Card: how to apply
Wondering how to apply for the FIT Mastercard® Credit Card with a poor credit score? The answer is: apply online with this easy guide.
About the author / Giovanna Klein
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