Most people nowadays prefer an easy way to deal with finances. That’s a good reason to apply for the Zopa Credit Card and enjoy its modern features.

You’ll get plenty of autonomy to check your payments. Keep reading to see how the application process works and how to get this credit card.

Before you apply for the Zopa Credit Card, you can check your eligibility. This way, you’ll not waste a credit check on a credit card you’re not getting.

To do this, access Zopa’s website and see the “check my eligibility” button on the first page. Click on it, and you’ll be redirected to a form.

This form has 12 questions about your personal info, address, finances, and employment. Just the usual for a credit card application. Pay attention when filling out the form.

Zopa will analyze your profile and give you an answer. If you’re eligible, you’ll receive the credit card offer and can complete the application as they say. 

Also, you must send some documents. Lastly, getting your card can take a few days to get approved and 10 days.

Indeed, their mobile app will manage everything related to your Zopa Credit card. So, having a suitable smartphone is a basic requirement.

However, per the previous instructions, you must apply for the Zopa Credit Card on the website. Once you’re approved, you can download the app.

Thus, the mobile app has useful features, including setting aside a portion of your credit limit. So it will help you build your credit score!

As life is made of choices, choosing a credit card is just another decision in your adult life. But luckily, you have plenty of options to choose from.

Here, we’ll present you with an alternative if you’re unsure about the Zopa Credit Card but need a credit card to build credit.

The Post Office Money Classic Credit Card has similar features and will cost you nothing yearly.

Let’s put their features in the comparative table below, and you’ll see how they perform side-by-side.

Both cards are suitable for low-score. So, if you’d like to apply for the Post Office Money Classic Credit Card, check the following content.