Credit Cards

Chase Sapphire Preferred® credit card review

Read this Chase Sapphire Preferred® review to learn everything about one of the most rewarding travel credit cards in the market today!

Advertisement

Chase Sapphire Preferred® Card: more ways to earn points!

Chase Sapphire Preferred® review
Check out our full Chase Sapphire Preferred® credit card review! Source: OK Save Money.

Are you on the hunt for an incredible travel rewards credit card? Then you won’t want to miss this comprehensive Chase Sapphire Preferred® credit card review!

Chase Sapphire Preferred®

How to apply for the Chase Sapphire Preferred®

If you're always on the move, the Chase Sapphire Preferred® credit card could be a fantastic option for your wallet! Check how to apply for it.

Credit ScoreGood – Excellent.
Annual Fee$95.
Regular APR21.49% – 28.49% variable on purchases;
21.49% – 28.49% variable on balance transfers;
29.99% variable on cash advances.
Welcome bonusNew members can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
Rewards5x points on travel through Chase Ultimate Rewards®.
2x on other travel purchases.
3x points on dining.
3x points on online grocery purchases.
3x points on select streaming services.
1 point per dollar spent on all other purchases.

*terms apply

With its stellar sign-up bonus, a wide range of redemption options, and additional travel benefits, this card has become a favorite for frequent travelers and savvy reward point collectors.

In this review, we’ll dive deep into its features, benefits, and potential drawbacks to help you determine if it’s the right card for your wallet. So read on!

Chase Sapphire Preferred® credit card overview

The Chase Sapphire Preferred® credit card is a top-tier travel rewards card. With up to 5x points on travel, 3x points on dining and 1x on all other purchases, it’s tailored for those who frequently dine out or travel.

The card’s redeeming feature lies in its flexibility—points can be used via the Chase Ultimate Rewards® portal or transferred 1:1 to a variety of travel partners.

Additional perks, such as trip insurances and no foreign transaction fees, make it a strong travel companion.

While it does have an annual fee of $95, the benefits can easily outweigh the cost for regular travelers.

Chase Sapphire Preferred® credit card main features

Chase Sapphire Preferred® review
What are the benefits attached to this card? Source: Chase.

With this card, you can enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit.

Pros

  • 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®;
  • Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more;
  • Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more;
  • Get complimentary access to DashPass, which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024;
  • Member FDIC.

Cons

  • Requires a good to excellent score;
  • No airport lounge access.

Minimum credit score to apply

To apply for this Chase credit card, you will need a good (690) to excellent (850) credit record. And some other requirements apply.

As mentioned in their terms and conditions, depending on your score and the information provided, you may get a card with different costs. Or, sadly, you may not get approved at all for the card.

How to apply for the Chase Sapphire Preferred® credit card?

This card has very simple application process. You can even apply for it online or through the mobile app. So, if you are interested in getting this amazing travel credit card, read our post about how to apply for it!

Chase Sapphire Preferred®

How to apply for the Chase Sapphire Preferred®

If you're always on the move, the Chase Sapphire Preferred® credit card could be a fantastic option for your wallet! Check how to apply for it.

About the author  /  Aline Barbosa

Trending Topics

content

Get up to $25K Credit Limit: Apply for Upgrade Triple Cash Visa®

We'll show you how to apply for the Upgrade Triple Cash Rewards Visa® online! Earn up to 10% cash back and more! Read on!

Keep Reading
content

Get more for your money: Choose your ideal 0% APR credit card!

This post will help you to choose the best 0% APR credit card and save money. Read on to learn more about credit cards!

Keep Reading
content

Hair Styling & Salon Management Course by New Skills Academy review

Check out this review of the Hair Styling & Salon Management Course by New Skills Academy! Build a career in no time!

Keep Reading

You may also like

content

PREMIER Bankcard® Secured Credit Card review: up to $5K limit

Learn how the PREMIER Bankcard® Secured credit card works and in our full review. Reestablish your credit in no time! Keep reading and learn!

Keep Reading
content

Pros and cons of refinancing a car: should you do it?

If you’re paying a car loan and would like to save money, refinancing can be a solution Learn the pros and cons of refinancing a car.

Keep Reading
content

How to apply for the First Progress Platinum Elite Mastercard® Secured Credit Card

Learn how to apply for the First Progress Platinum Elite Mastercard® Secured Credit Card an build up your score fast!

Keep Reading