Credit Cards
HSBC Low Rate Card: A Review of Savings and Simplicity
Curious about the HSBC Low Rate Card? Learn how this credit card can be your key to managing your finances with ease and affordability!
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HSBC Low Rate Card Review: Unlocking Financial Efficiency
Looking for a credit card that offers more savings and less complexity? The HSBC Low Rate Card review might be your answer.
Apply for HSBC Low Rate Card
Discover the secrets to securing the HSBC Low Rate Card with our comprehensive guide. Up to 55 interest-free days! Read on!
So, in this comprehensive review, we’ll delve into the key features and benefits of this card to help you make an informed decision!
Annual Fee | $99 annual fee; |
Purchase Rate* | Ongoing low purchase rate of 12.99% p.a.; 0% p.a. interest on Balance Transfers for 20 months with a 2% BT fee; *Terms apply; |
Interest-Free Period | Up to 55 days interest-free; |
Minimum Credit Limit | $1,000 minimum credit limit; |
Credit Score | You’ll need at least a good credit score to have a chance to qualify for this card; |
Rewards | There is no reward program for this card. |
HSBC Low Rate Card overview
From its competitive rates to the perks it brings, we’ll explore why the HSBC Low Rate Card has become a popular choice for individuals seeking a low-cost solution to their financial needs.
Moreover, with its 0% p.a. intro rate on balance transfers, this card opens the door to potential savings on interest payments. But that’s just the beginning.
Also, this card offers a low ongoing interest rate on purchases, making it an attractive option for everyday expenses.
The HSBC Low Rate Card boasts features that provide a straightforward and cost-effective credit card experience.
It shines with a remarkable 0% p.a. intro rate for 20 months on balance transfers, making it a great choice for consolidating existing card debt and saving on interest charges.
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HSBC Low Rate Card main features
Even though the HSBC Low Rate Card has incredible features, it has some downsides.
Therefore, read our pros and cons list below to learn more about this card and see if this is the best choice!
Pros
- You’ll pay a 0% p.a. for 20 months on balance transfers as a new cardholder;
- You can get complimentary domestic travel insurance. So, this card can be a great option if you like to travel;
- There is a low ongoing interest rate for purchases;
- There is an easy application process.
Cons
- The balance transfers rever to the cash advance rate;
- High p.a. charged on cash advances;
- There are no rewards programs.
Minimum credit score to apply
Unfortunately, if you have a low credit score, you won’t be able to apply for this card.
So, you must ensure a high score before starting the application process.
Therefore, you’ll need at least a good credit score level to have a chance to qualify for this credit card!
How to apply for the HSBC Low Rate Card?
You can easily apply for this card online through the official website.
Also, you’ll need to make sure you meet the income and other requirements before applying or you apply.
So, read our blog post below to learn how to apply for this card!
Apply for HSBC Low Rate Card
Discover the secrets to securing the HSBC Low Rate Card with our comprehensive guide. Up to 55 interest-free days! Read on!
About the author / Victoria Lourenco
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