A credit builder card doesn’t have to be expensive or complicated. This review will show you how the Post Office Money Classic Credit Card works.

While you can split your purchase into smaller installments, making regular payments will build a positive credit history. So read on to learn more.

As a representative of Capital One, Post Office issues this credit card design toward people with poor credit scores looking to rebuild them.

Thus, the Post Office Money Classic Credit Card has a £0 annual fee for a credit limit that ranges from £200 up to £8,000.

Also, it does not require a minimum credit score to apply. However, your creditworthiness will impact your purchase interest rate.

You can use this card to split your purchases, but it can be a bad idea if you get the highest interest rate.

Moreover, the main goal of this credit card is to use it responsibly and strategically to build your credit.

While most credit cards for people with low credit scores will charge you maintenance fees, this credit card will not!

Then check the pros and cons of the Post Office Money Classic Credit Card we’ve found in this review:

So, this is the best part: there is no minimum credit score to apply for the Post Office Money Classic Credit Card!

You must be at least 18 years old and fill out the eligibility check form.

Does the Post Office Money Classic Credit Card suit your needs? If you need a credit card but you have poor credit, this card is a good option.

Read our following content on how to apply for it and improve your credit history with the help of Post Office Money.