Ok Save Money Privacy Policy

Updated on November 17, 2023.

Ok Save Money, accessible through https://oksavemoney.com, specializes in financial information, offering news and promoting different financial products and services. We feature recommendations from affiliated companies and financial institutions, directing users to relevant pages as needed.

We prioritize the protection of your personal and financial data, as outlined in our Privacy Policy, ensuring its security and privacy.

If you have any questions or need more information about our Privacy Policy and how it protects your rights and choices, feel free to contact us at [email protected]. Our team is always available to clarify and address any privacy-related queries.

Ok Save Money provides this Privacy Notice to explain our practices regarding your information when you use our services. Interactions with our services can include:

Please note that this Privacy Policy is applicable only to our online activities and is relevant for visitors to our website in relation to the information they share and/or collect with Ok Save Money. This policy does not extend to information collected offline or through channels other than this website.

This Privacy Policy should be read together with the Terms of Use, particularly for legal matters. Both documents encompass Ok Save Money’s stance on the collected information and the obligations stemming from the relationship developed through our website maintenance and your use of it.

It’s important to note that by simply visiting the website, you are agreeing to the terms of this Privacy Policy. If you do not agree with this policy, you should discontinue using the Ok Save Money website and refrain from accessing its information.

Ok Save Money is a news and promotional site for financial products like credit cards and loans. It’s important to understand that Ok Save Money doesn’t engage in personal contracts with users but advertises these products through news and content.

Any business dealings are independently made between users and Advertising Partners, without Ok Save Money’s involvement in personal or financial information, such as bank details.

Users should be aware that Ok Save Money doesn’t request personal financial information. If you receive such requests (via email, SMS, etc.), contact [email protected] for verification. However, Ok Save Money is not responsible for third-party fraud attempts.

Visiting Ok Save Money may lead to the collection of both identifiable and non-personal user data.

A. INFORMATION WE GATHER DIRECTLY FROM YOU

Ok Save Money does not collect personal information from users simply browsing our website. However, users can register in a restricted area to access exclusive content. This requires voluntarily providing personal details like name, email, phone number, and address.

Collecting this information in the restricted area enables us to deliver exclusive content and verify the user’s identity, whether an individual or a legal entity. This process helps us tailor unique strategies for each user.

Additionally, we may collect personal data if a user contacts us for inquiries or to report issues. In such cases, the data is retained for administrative purposes related to website management.

B. INFORMATION GATHERED AUTOMATICALLY

Ok Save Money collects non-personal data in addition to the personal information provided by users. This data, automatically gathered during a user’s visit, includes IP addresses, browser types, referring/exit pages, ISPs, dates and timestamps, and clickstream data, and is essential for customizing user experiences and guiding advertising strategies.

We also use Cookies and Web Beacons to understand user preferences. These tools track user activity, such as clicks, helping us offer tailored products and services. Users can disable Cookies in their operating system settings, but not doing so implies consent to this collection method.

C. INFORMATION FROM EXTERNAL SOURCES

Ok Save Money produces educational content on financial markets and directs users to the webpages of its Advertising Partners, where they can explore products and services of interest.

It’s important to understand that viewing Ok Save Money’s ads creates a data report for these Advertising Partners. They collect the user’s IP address through Cookies, Web Beacons, and JavaScript technologies to measure ad effectiveness.

The Cookies used by Advertising Partners are beyond Ok Save Money’s control. Users can disable these Cookies via their operating system settings.

Simply redirecting to an Advertising Partner’s page or viewing ads does not establish any relationship. This Privacy Policy applies only to Ok Save Money visitors.

Each website, including those of Advertising Partners, has its own Privacy Policy. Users should familiarize themselves with these policies. Ok Save Money has no control over the registration processes of its Advertising Partners.

As an example, Google, an Advertising Partner of Ok Save Money, uses Dart Cookies for data collection. Users can opt out of Dart Cookies and learn more about Google’s Privacy Policy here:

https://policies.google.com/technologies/ads

We use the information collected from our website in several ways to improve your experience and our operations, including:

Ok Save Money does not sell user data. However, we may share it with partners to improve services and develop product strategies, adhering to CCPA and GDPR regulations. Users can request at any time that their information not be shared.

Our primary goal is to enhance user experiences and develop our website, while maintaining strict data security standards. However, it is widely acknowledged that no online file is entirely secure. Therefore, in the event of a data breach by untrusted third parties, Ok Save Money retains the right to respond using suitable legal measures.

1. Your Established Rights

At Ok Save Money, we recognize and respect your rights to your personal information, irrespective of whether you hold an account with us. It’s important to note that your rights may differ based on your location. Various states or regions grant distinct rights regarding personal information to their residents. Consequently, the rights applicable to the data we collect and process can vary according to your geographic area.

2. Data Retention Policy

At Ok Save Money, we retain your personal information only for the period necessary to satisfy our data retention policies, provide our services, and effectively manage our business, unless you request otherwise. Should you wish to have your personal information completely removed from our records, kindly reach out to us at [email protected]. Upon receiving your request, we will take steps to delete your data from our systems, honoring your choices while adhering to legal obligations.

Under the CCPA, or California Consumer Privacy Act, residents of California are entitled to certain rights regarding their personal information. At Ok Save Money, this means:

OK Save Money is committed to fulfilling your requests pertaining to these rights within 30 days. If you wish to use any of these rights or have inquiries about your data privacy, please feel free to contact us.

At Ok Save Money, we value your understanding of your rights related to data protection. As a user, you have various entitlements regarding your personal information:

We aim to respond to your requests concerning these rights within a month. For exercising any of these rights or if you have questions about your data, please feel free to reach out to us.

Ok Save Money does not intentionally gather data from children under 13 years of age. We encourage parents and guardians to monitor their children’s internet usage.

However, since it’s often difficult to identify the age of users, we are committed to promptly removing personal information of children when discovered.

We provide a direct communication channel for parents or legal guardians to report if they suspect their child’s data has been collected. If you believe this has happened, please reach out to us at [email protected], so we can take appropriate action to remove the information.

Ok Save Money reserves the right to modify and update our Privacy Policy as necessary. These updates are important to keep pace with new technology, comply with legal requirements, or align with changes in how we conduct business. We’re dedicated to being transparent, so we’ll make sure to clearly and promptly notify our users about any changes. For the latest information on how we protect your personal data, we advise frequently checking our Privacy Policy. Be aware that your continued use of our services following any policy updates indicates your acceptance of these changes.

For any questions or comments about our Privacy Policy, inquiries about your personal data, how we handle and share this information, or to talk about your consent options, don’t hesitate to contact us at [email protected].