Get a generous welcome bonus worth $1,000 in travel-related expenses!
Chase Sapphire Preferred® Credit Card – Earn premium rewards for all of your spending!
Advertisement
If you’re looking for a great travel rewards credit card, the Chase Sapphire Preferred® Card should be at the top of your list. With its generous rewards structure and excellent perks, the card is a valuable choice for anyone who travels often. Read our full review to learn more about the card and its benefits.
If you’re looking for a great travel rewards credit card, the Chase Sapphire Preferred® Card should be at the top of your list. With its generous rewards structure and excellent perks, the card is a valuable choice for anyone who travels often. Read our full review to learn more about the card and its benefits.
You will remain in the same website
One of the best travel rewards card in the U.S., the Chase Sapphire Preferred® is a smart choice for any traveler who has excellent credit and wants to earn big points on everyday purchases. Check some of its benefits below:
Navigating the world of travel rewards cards? The Chase Sapphire Preferred® credit card emerges as a front-runner for many globetrotters and foodies.
But, like any card, it’s crucial to weigh its pros and cons to see if it aligns with your spending habits and travel goals.
Upsides and special benefits:
- Generous Welcome Bonus: Cardholders can earn a substantial number of bonus points after meeting the initial spending requirement.
- Travel and Dining Rewards: Earn extra points on travel and dining, making it a favorite among frequent travelers and foodies.
- Flexible Redemption: Points can be redeemed for travel through the Chase Ultimate Rewards portal or transferred to numerous partner airlines and hotels.
- No Foreign Transaction Fees: Perfect for international travelers, eliminating any unexpected charges from overseas purchases.
- Travel Protection: Comes with built-in travel insurance and protections, such as trip delay reimbursement and baggage delay insurance.
Downsides and factors to consider:
- Annual Fee: Though the card offers numerous perks, it comes with an annual fee that some might find off-putting.
- Not Ideal for Everyday Spending: The card primarily rewards travel and dining expenses, leaving everyday purchases with fewer reward points.
- High APR: Cardholders who tend to carry a balance might find the APR a bit on the higher side.
The Chase Sapphire Preferred® credit card is undeniably a jewel in the crown for travelers and those who enjoy finer dining experiences.
While the annual fee might make some hesitate, the plethora of benefits and rewards can easily outweigh the costs for the right user.
The Chase Sapphire Preferred® credit card is harder to get than the average credit card because two of the requirements for eligibility are a credit score above 700 and a high annual income. There are other factors that can determine whether or not the card is available to you, but income and score are the main two.
All new Chase Sapphire Preferred® credit card card members start with a $5,000 minimum credit limit. Individual limits are calculated per application using different data points. While there’s no official reports on the maximum limit, the higher your income and score are, the higher your limit will be.
You can get the Chase Sapphire Preferred welcome bonus after spending $4,000 within the first 3 months of card membership. The current bonus offer is 60,000 points. You can redeem them for $750 in travel booked through Chase Ultimate Rewards or a $600 statement credit.
How to apply for the Chase Sapphire Preferred®
If you're always on the move, the Chase Sapphire Preferred® credit card could be a fantastic option for your wallet! Check how to apply for it.
But if you’re looking for a rewards credit card with a simpler rewards structure, the Capital One Venture Rewards Card might suit you best.
Check out the following link to learn about its features, perks, and potential drawbacks. We’ll also give you a complete walkthrough of its application process.
Apply for Capital One Venture Rewards Credit Card
Travel perks, flexible redemption options and a generous sign-up bonus? Learn how to apply for the Capital One Venture Rewards Credit Card!
Trending Topics
$750 credit limit, no credit check: NetFirst Platinum Card review
Learn the ins and outs of the NetFirst Platinum card with our comprehensive review! We give you all the details about this store card!
Keep Reading
What credit score do you need to lease a car?
Check if you have the credit score needed to lease a car. It can be better than buying one. Read on, and you’ll see how it works.
Keep Reading
75K bonus miles: Capital One Venture Rewards Credit Card review
Looking for a card that makes your travels more rewarding? Check our Capital One Venture Rewards Credit Card review - up to 5 miles per $1!
Keep ReadingYou may also like
Introduction to Mechanical Drawings by Udemy: enroll today
Want to enroll in the Introduction to Mechanical Drawings course by Udemy? Check out this full guide and learn how to do it today!
Keep Reading
Merry Shopping: Christmas Tips for Joyful Gift-Hunting!
Don't stress out over finding the perfect gift this holiday season. Read our tips on how to make your Christmas shopping more enjoyable.
Keep Reading
Apply for Happy Money Loans: Unlocking Financial Possibilities
Discover the hassle-free way to secure financial assistance with loans of up to $40,000! Read on to apply for Happy Money Loans!
Keep Reading