Get a low-rate card with a 0% intro offer on balance transfers!
HSBC Low Rate Card, 0% intro p.a. on balance transfers for 20 months!
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The HSBC Low Rate Credit Card provides two options for reducing credit card interest: a continuous interest rate of 12.99% on purchases and 0% on balance transfers for a 20-month period. Also, you’ll be able to get many other perks with this incredible card. So, keep reading to learn more about it!
The HSBC Low Rate Credit Card provides two options for reducing credit card interest: a continuous interest rate of 12.99% on purchases and 0% on balance transfers for a 20-month period. Also, you’ll be able to get many other perks with this incredible card. So, keep reading to learn more about it!
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Are you looking for a great card with an intro interest rate on balance transfer and more? If so, you can read below to see the main perks of applying for the HSBC Low Rate Card!
The HSBC Low Rate Credit Card is a practical financial tool designed for those seeking a straightforward and cost-effective approach to credit card management.
This card offers a standout 0% p.a. introductory interest rate for 20 months on balance transfers, making it an ideal choice for individuals looking to consolidate existing credit card debt and save on interest charges.
Upsides and special benefits
- 0% p.a. for 20 months: The HSBC Low Rate Credit Card offers an incredible benefit for those looking to manage their existing credit card debt. With this card, you can enjoy a 0% p.a. introductory interest rate for a generous 20 months on balances transferred from other credit cards.
- Low ongoing purchase rate: One of the standout features of the HSBC Low Rate Credit Card is its low ongoing interest rate on purchases, set at just 12.99% p.a. This competitive interest rate ensures that you can make everyday purchases and pay off your balance over time without breaking the bank on interest charges.
- Complimentary travel insurance: Travel lovers, you’ll appreciate this extra benefit! Free domestic travel insurance is a benefit of owning an HSBC Low Rate Credit Card. Because it insures you for unforeseen circumstances when traveling within your own country, this benefit gives you peace of mind.
Downsides and factors to consider
- High cash advance rate: While the HSBC Low Rate Credit Card offers a remarkable 0% p.a. introductory rate for 20 months on balance transfers, it’s crucial to be aware that this benefit comes with a catch.
- High p.a. on cash advances: For those considering using the HSBC Low Rate Credit Card for cash advances, it’s important to know that this convenience comes at a higher cost. Cash advances typically carry a higher interest rate, and in the case of this card, the rate is 25.99% p.a.
- Balance transfer fee: While the HSBC Low Rate Credit Card offers a competitive 0% p.a. introductory rate on balance transfers, it’s important to be aware of the associated cost.
- No rewards program: Unlike some credit cards that offer rewards points or cashback on your purchases, the HSBC Low Rate Credit Card does not come with a rewards program.
If you have a monthly payment, low-interest credit cards are a great method to avoid paying excessive interest rates. Credit unions provide a variety of low-interest credit cards, but membership is required. Therefore, it can be incredible to get one of these cards if you want to save money and still use a credit card!
With added benefits such as complimentary domestic travel insurance, the HSBC Low Rate Credit Card caters to a wide range of financial needs, making it a valuable option for those looking to manage their finances wisely and keep costs low. So, if you love to travel and you like HSBC, you may like this card.
If your card comes with a hefty annual fee in addition to a low-interest rate, it’s not really worth having. Yes, it costs about $100, but you get a lot of advantages, including a lot of privileges and a low rate of recurring purchases, for that money.
Are you looking for a card just like the HSBC Low Rate Card? If so, you can read our blog post below to learn more about this card and find out all about how the application process works for this card!
Apply for HSBC Low Rate Card
Discover the secrets to securing the HSBC Low Rate Card with our comprehensive guide. Up to 55 interest-free days! Read on!
If you’re not so sure about getting the HBC Low Rate Card, we can help you with a different option for your financial needs!
So, you can try applying for the ANZ Low-Rate Credit Card! With this car, you’ll be able to get no annual fee for the first year using the card and much more!
Therefore, read our blog post below to learn more about how to apply for this card!
Applying for the ANZ Low Rate Credit Card
Discover the hassle-free way to apply for the ANZ Low Rate Credit Card with our step-by-step guide. Get the card that helps you save!
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