Get up to 28 months of an intro at 0% p.a. and earn cashback!

Westpac Low Rate Card, up to 55 days interest-free!

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With the Westpac Low Rate Card, you’ll be able to get incredible perks related to cashback and balance transfers. Moreover, you’ll be able to enjoy a 0% intro p.a. for 28 months on balance transfers you request at the card application. Plus, you’ll be able to earn up to $250 in cashback, depending on how much you spend! So, read on to learn more about this incredible card!

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Are you looking for ways to learn more about the Westpac Low Rate Card? If so, read below the main perks you can get as a cardholder of this card!

Up to 55 days interest-free
Up to $250 in cash back amounts
Access fraud protection perks
Quickly transfer your funds and manage your account

You can use the Westpac Low Rate Card to get the perks you need and find up to 55 interest-free days. Plus, this card offers an incredible 0% intro p.a. for 28 months and much more!

Upsides and special benefits

  • Good intro interest rate: If you apply by November 1, 2023, there is no balance transfer charge and 0% p.a. interest for the first 28 months, allowing you to combine existing card bills and save money. Also, any outstanding debt will be subject to the variable cash advance rate, which is presently 21.49% p.a., once the promotional time has passed.
  • Low p.a. on purchases: You’ll only need to pay a low p.a. for purchase fees, around 13.74% interest for these purchases. This card can be great for those looking to save money on interest rates.
  • Smartplan: Create a monthly payment schedule using the Smartplan repayment planner to pay off the remaining debt on your card. Also, you have the option of creating a plan for a single purchase of $200 or more made during the previous 30 days or for any outstanding credit card amount of $200 or more.
  • Additional cardholders: You’ll be able to request one additional cardholder for no extra costs.
  • Mobile technology: You’ll be able to link your credit card with Apple Pay or Google Pay and make contactless payments with your phone.

Downsides and factors to consider

  • No loan balance transfers: You won’t be able to transfer loan balances to your card. There is only the option to get 3 credit cards or store card balances.
  • Balance transfer only for new cardholders: You’ll only get the incredibly low rates and balance transfer intro period of 28 months if you’re a new Westpac customer.

Westpac offers more than one credit card to its customers. Moreover, with the low rate card, you’ll be able to get the best balance transfer perks with up to 28 months with 0% p.a. for eligible transfers. Plus, you can get the Flex Card that offers discounts on purchase rates, the Low Free card, and the Westpac Lite Card, among many other options for you to enjoy and find the best one that meets your needs!

With the Westpac Low Rate Card, you’ll be able to save a lot of money with the balance transfer features it offers. Moreover, you’ll be able to get an intro 0% p.a. for 28 months on balance transfers you request at the card application. This can help you save a lot of money depending on how many balance transfers you make and your other spending habits!

You’ll be able to easily find that Westpac has good ways to open an account. Moreover, you’ll be able to go to the official website and contact them to open your account online or through the official phone number to get application assistance if you need it.

Yes, you can find many options for a Westpac personal loan. Moreover, you’ll even be able to find loans of up to $50,000 for unsecured loan options. However, we recommend that you do your research to check which loan option is the best one for your financial needs at the moment.

Using methods that are best practices in the industry for security and fraud detection, the Westpac Fraud and Scams teams constantly look for any unusual behavior throughout the Westpac Group. You play a crucial part by ensuring the security of your account information and data from Online Banking.

Westpac Low Rate Card

Find out how to apply for a Westpac Low Rate Card!

Looking for a card with perks and low rates? If so, discover the hassle-free process of learning how to apply for the Westpac Low Rate Card!

If you’re not so sure about getting your Westpac Low Rate Card, you can look for other options that exist out there. For example, you can try the St.George Vertigo Card.

Therefore, read our blog post below to learn more about it and see how to apply for it!

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