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Reflex® Platinum Mastercard® Card review: Up to $1000 credit limit 

With the Reflex® Platinum Mastercard® Card, you can get a credit limit up to $1,000 and double it within 6 months. Learn more in our comprehensive review!

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Reflex Mastercard®
Learn all about this card in our Reflex® Platinum Mastercard® Card review. Source: OK Save Money.

Are you looking for a reliable card to help you build up your credit score? In this Reflex® Platinum Mastercard® Card review, you’ll learn why this credit card can be a great ally in your financial journey.

Reflex Mastercard®

Reflex® Platinum Mastercard® Card: how to apply

Learn how simple it is to apply for the Reflex® Platinum Mastercard® and get a $1,000 initial credit limit!

With an initial credit ranging from $300 to $1,000, you can use this credit card for everyday expenses and build a positive credit history. 

Credit ScoreEvery credit score will be considered, from poor to excellent;
Annual FeeThe annual fee range from $75 to $125.
Purchase APRVariable 29.99% APR;
Cash Advance APR29.99% Cash Advance APR;
Welcome BonusThere is no welcome bonus;
RewardsNo rewards program.

Reflex® Platinum Mastercard® Card overview

We know that getting a credit card with negative credit can be challenging. But the Reflex® Platinum Mastercard® Card is here to change the game.

The initial credit limit can be as low as $300 or as high as $1,000, which is excellent for a credit card designed for credit building.

Moreover, increasing your credit limit is not that hard. All you have to do is pay your credit card bills always on time.

However, keep in mind that this is a credit building card. Therefore, there are no rewards on purchases or welcome bonuses.

Plus, with a 29.99% variable APR, you should avoid carrying a balance.

Reflex® Platinum Mastercard® Card main features

black adult man smiling and pointing at his excellent credit score on his phone. Reflex Mastercard®
What can this credit card do for you? Source: Adobe Stock.

If you’re in the market for a credit building card, the Reflex® Platinum Mastercard® Card is a solid option. However, it carries both pros and cons that you should know before applying. See them next:

Pros 

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time).
  • See if you’re Pre-Qualified with no impact to your credit score.
  • All credit types welcome to apply.
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements).
  • Initial Credit Limit of $300 – $1,000 (subject to available credit).
  • Monthly reporting to the three major credit bureaus.
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Checking Account Required.

Cons

  • There are quite a few fees attached to the card;
  • With a high APR, carrying a balance might damage your score and finances.

Minimum credit score to apply

This is one of the main advantages of the Reflex® Platinum Mastercard® Card: no minimum credit score is disclosed for new applicants.

This card is issued by Continental Finance, a company known for its products designed especially for people with poor scores.

But if you’re not sure about your odds of approval, you can pre-qualify and avoid the hard pull in your score – which will lower it even more.

How to apply for the Reflex® Platinum Mastercard® Card?

Now that we clarified the features of the Reflex® Platinum Mastercard® Card, you can decide about applying for one.

If the answer is yes, read the following content. Learn how to apply for this card and get your response almost instantly. So check it out!

Reflex Mastercard®

Reflex® Platinum Mastercard® Card: how to apply

Learn how simple it is to apply for the Reflex® Platinum Mastercard® and get a $1,000 initial credit limit!

About the author  /  Julia Bermudez

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