Credit Cards

Earn up to 5% back: Sam’s Club® Mastercard® review

This credit card offers cash back bonuses of up to 5% on gas, 3% on eating and travel, and 1% on anything else you buy with it. Start earning today!

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Sam's Club Mastercard
Earn up to 5% back: Sam’s Club® Mastercard® review. Source: Ok Save Money

If you’re a frequent shopper at Sam’s Club, you may want to check our Sam’s Club® Mastercard® review.

Sam's Club Mastercard

Apply for Sam’s Club® Mastercard®

Learn now how to apply for the Sam’s Club® Mastercard®! With this card you can earn cash back on your purchase and save money!

Thus, with this card, you can earn up to 5% cashback on gas, 3% on dining and travel, and 1% on all other purchases. So keep reading and learn more!

Credit ScoreGood – Excellent;
Annual FeeThis card charges no annual or monthly fees;
Purchase APR20.65%-28.65%, Variable;
Cash Advance APRNot Disclosed;
Welcome BonusWhen you open a new account and spend $30 at Sam’s Club within 30 days, we’ll credit your account $30;
RewardsGet 5% back in Sam’s Cash on petrol purchases made with your Mastercard (up to $6,000 annually, then 1% after that) at any location that accepts Mastercard.
Sam’s Club Plus members get a 3% rebate in the form of Sam’s Cash on all purchases. There is a 1% rebate for club members.
In-store and delivery meals qualify for a 3% Sam’s Cash rebate.
On all other purchases, you will receive 1% back in Sam’s Cash.

Sam’s Club® Mastercard® overview

Sam’s Club® Mastercard® is a credit card that indeed offers a plethora of benefits to its users.

It not only provides cashback rewards on everyday purchases but also grants you access to exclusive deals and discounts at Sam’s Club locations.

Indeed, it boasts a decent rewards rate on restaurants and one of the highest rewards percentages on gas purchases, all for no annual fee.

In addition, it has the potential to provide generous rewards for making purchases at Sam’s Club.

Furthermore, you need to be a Sam’s Club member to acquire the card, and that membership costs money per year.

Sam’s Club® Mastercard® main features

Woman sitting on couch in living room, holding credit card and d
Sam’s Club® Mastercard® main features. Source: Adobe Stock.

The Sam’s Club® Mastercard® is a popular card among shoppers, but as with any financial product, it comes with both pros and cons to consider.

So check below the advantages and disadvantages of this card.

Pros 

  • There is no ongoing yearly charge;
  • Bonus categories;
  • For First-Time Cardholders, a Reward;
  • Earn cash back on every purchase.

Cons

  • Customer/membership is required;
  • Complex Benefits;
  • Required High Credit Scores.

Minimum credit score to apply

Indeed, this credit card requires a good or excellent credit history, which may be a drawback if you have had mistakes in your past financial life.

How to apply for the Sam’s Club® Mastercard®?

Furthermore, if you’re interested in applying for this card, check out our next post and learn more!

Sam's Club Mastercard

Apply for Sam’s Club® Mastercard®

Learn now how to apply for the Sam’s Club® Mastercard®! With this card you can earn cash back on your purchase and save money!

About the author  /  Giovanna Klein

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