Terms of Use – Ok Save Money

Updated on November 23, 2023

PANDALABS INC, a Canadian enterprise with limited liability, is headquartered at 75 Dufflaw Road, Unit 204, Toronto, ON M6A 2W4, Canada. This company, bearing the registration number 75759 5707RC0001, is renowned for its creation, ownership, and maintenance of the Ok Save Money website, accessible at https://oksavemoney.com.

This website is managed by Ok Save Money itself. When we use phrases like “we,” “us,” and “our,” we are specifically referring to Ok Save Money. This website, including all the information and services it offers, is available to users under the condition that they accept all the terms, conditions, and policies outlined herein. By navigating our website, you engage with our “Services.”

Ok Save Money is a web portal dedicated to producing content that is both informative and analytical in nature, covering a range of products and services (such as apps, financial services, reviews, and more) provided by various local and international entities.

The privacy practices of the Ok Save Money website are governed by its Privacy Policy, which can be found at https://oksavemoney.com/privacy-policy/. This policy, along with applicable laws, governs the use of the website and these Terms.

The aim of these Terms and Conditions of Use is to outline the responsibilities, duties, and obligations that all users must adhere to when accessing and/or using the Ok Save Money website, as detailed in the sections below.

PLEASE REVIEW OUR TERMS OF USE WITH CARE. IF YOU DO NOT CONSENT TO THESE TERMS, YOU SHOULD REFRAIN FROM USING THE SERVICES OFFERED BY Ok Save Money.

1.1 By accessing Ok Save Money, users signify their agreement to abide by both the Terms and Conditions of Use and the Privacy Policy of Ok Save Money.

1.2 Users who access and/or utilize Ok Save Money assert that they are at least 18 years of age and possess the legal capacity to fully accept these Terms and Conditions of Use for all lawful purposes.

1.3 Should a user not meet the criteria stated above or partially or wholly disagree with the terms and conditions set forth in these Terms and Conditions of Use, they are advised against accessing or using the services offered by Ok Save Money, including its websites and services.

2.1 Ok Save Money offers a contact service for users to address inquiries, resolve issues, lodge complaints, or provide feedback about the products/services featured on Ok Save Money.

2.2 Users can reach out through the contact form available at https://oksavemoney.com/contact/.

3.1 Users are obliged to thoroughly read and fully agree with all clauses and conditions in these Terms and Conditions of Use and Privacy Policy when utilizing services and/or products on Ok Save Money.

3.2 Ok Save Money may provide links or direct users to other websites for contracting services or purchasing products, without any involvement from Ok Save Money.

3.3 When redirected to a third-party company’s website, users must carefully review and explicitly agree to that company’s terms of use and privacy policy.

3.4 Ok Save Money disclaims responsibility for: (a) the terms and privacy policies of advertised companies; (b) information about the services/products advertised; (c) services/products offered or contracted from these companies.

3.5 Ok Save Money is not liable for damages caused by viruses or malicious software due to internet use or data transfer, with users responsible for maintaining updated operating systems and antivirus protection.

3.6 Ok Save Money is not accountable for any losses or damages arising from improper use of its website or from unforeseeable circumstances.

3.7 Ok Save Money does not request deposits or bank transfers for approving financial products.

3.8 Ok Save Money does not send emails with data confirmation requests or attachments, and users should report any such occurrences through the contact form at https://oksavemoney.com/contact.

Users are prohibited from using the site or its content for:

Violation of these prohibitions may result in termination of service access.

We cannot assure uninterrupted, secure, or error-free service use, nor can we guarantee reliable or accurate results from using our service. You accept the possibility of us suspending or discontinuing the Service at any time, without notice.

Utilizing the service, regardless of success, is solely your responsibility. We offer the service and all associated products as they are, with no guarantees, either explicit or implicit. This includes, but is not limited to, no warranties of merchantability, suitability for a specific purpose, durability, legality, or non-violation of rights.

Ok Save Money, along with its directors, employees, affiliates, agents, contractors, service providers, or licensors, will not be liable for any damages, losses, claims, or injuries of any kind, be they direct, indirect, incidental, punitive, special, or consequential. This encompasses losses like profits, revenue, savings, data, or replacement costs, arising from any use of our service or products, or any related claims. This also includes losses due to content errors or omissions, or any damage incurred from using the service or any content or product available through it.

These Terms and Conditions of Use remain effective indefinitely. Any legal or administrative actions arising from the use of Ok Save Money or its Privacy Policy must be initiated within 90 (ninety) days from the occurrence of the event that gave rise to such claims.

7.1 These Terms and Conditions of Use and the Privacy Policy are governed by and construed in accordance with Federal Laws, the Civil Code, and consumer protection and data protection statutes.

7.2 The parties expressly agree, renouncing any other jurisdiction, to submit to the jurisdiction of the Ontario Chamber of Commerce (OCC) for resolving disputes related to the interpretation, compliance, or any other issues directly associated with these Terms and the Privacy Policy.

8.1. Ownership of Content

The material presented on the Ok Save Money website is the property of PANDALABS INC or its associates and is safeguarded by copyright and other intellectual property laws. Users are prohibited from copying, altering, distributing, publishing, displaying, broadcasting, or generating derivative works from Ok Save Money’s content without explicit written permission from its proprietors.

8.2. Exemption from Liability

Ok Save Money does not bear responsibility for content produced by third parties, including comments, forum contributions, social media posts, or any other content beyond Ok Save Money’s control. Furthermore, Ok Save Money disclaims any liability for damages or losses stemming from the use of its website, encompassing direct, indirect, incidental, special, or consequential damages.

8.3. Handling Violations

Ok Save Money maintains the authority to eliminate any content that breaches these terms of use, including but not limited to illegal, offensive, defamatory content, or content infringing upon third-party intellectual property rights. PANDALABS INC also reserves the right to terminate the accounts of users who violate these terms.

Ok Save Money holds the authority to change or cease any part or all of its services without prior or subsequent notice. You recognize and accept that Ok Save Money bears no liability to you or any third party for any alterations, suspensions, or discontinuations of its services.

ANY INDIVIDUAL WHO DOES NOT ACCEPT THESE BINDING AND ENFORCEABLE TERMS AND CONDITIONS SHOULD REFRAIN FROM UTILIZING THE Ok Save Money WEBSITE.

For any inquiries or suggestions regarding our services, please feel free to reach out to Ok Save Money Customer Service at https://oksavemoney.com/contact/.