Credit Cards
TSB Platinum Purchase Card review: Save on purchases!
Discover the TSB Platinum Purchase Card 15-month introductory period, fee structures, and eligibility criteria to make informed financial decisions!
Advertisement
TSB Platinum Purchase Card review: No monthly fees!
The TSB Platinum Purchase Card review can show you that this card is a financial tool that promises flexibility and convenience for users.
Apply for the TSB Platinum Purchase Card
Learn how to apply for the TSB Platinum Purchase Card with our step-by-step guide. Save on purchases and balance transfers!
Also, in this comprehensive review, we’ll explore the key features, advantages, and drawbacks of this credit card.
Annual Fee | No monthly fees; |
Credit Limit | The credit limit depends on your financial situation at the moment of application; |
Representative APR | 22.90% variable representative APR; |
Purchase Rate | 0% interest for up to 15 months on purchases; 22.95% variable p.a. for purchases; |
Welcome Bonus* | You can get up to 15 months on balances you transfer within your first 90 days with the card; *Terms apply |
Rewards | There are no rewards programs. |
TSB Platinum Purchase Card overview
You can get incredible perks by using this card. Moreover, you’ll be able to get 0% interest for up to 15 months on purchases as a new cardholder.
Also, despite its strengths, the TSB Platinum Purchase Card has its limitations.
Also, the advertised 1.45% balance transfer fee, while competitive for moderate balances, might become a notable factor for individuals looking to transfer larger sums of debt.
Moreover, the absence of additional perks, such as discounts or cashback offers, might make it less attractive to those who prioritize rewards as part of their credit card usage.
You will be redirected to another website
TSB Platinum Purchase Card main features
This card can offer so many incredible perks to its users. You’ll be able to save money on balance transfers and purchases.
However, as with any other card, you’ll find that this one has some downsides.
Therefore, you can read below to see the pros and cons to help you see if this is the best credit card for your needs!
Pros
- With this card, you’ll be able to get all the incredible perks it offers for no annual fee or monthly fees;
- This card allows you to save money on balance transfers and purchases for up to 15 months;
- You’ll be able to get a relatively high minimum and initial credit limit of £500.
Cons
- The balance transfer fee can be a downside for many cardholders;
- People with low credit scores may not be able to qualify for this card;
- The 0% intro fee may not be for every cardholder.
Minimum credit score to apply
To get this card, you’ll need to meet many requirements. For example, you’ll need to be at least 18 years old.
Also, you’ll need to have a certain income, and it needs to be regular.
Moreover, you’ll need to have at least a good credit score to have more chances to qualify for this card.
How to apply for the TSB Platinum Purchase Card?
You can apply for this card online and in the branch.
Therefore, you can read our blog post below to learn more about this card and see how the application process works!
Apply for the TSB Platinum Purchase Card
Learn how to apply for the TSB Platinum Purchase Card with our step-by-step guide. Save on purchases and balance transfers!
About the author / Victoria Lourenco
Trending Topics
Capital One Classic Credit Card review: Up to £1500 credit limit
This is the Capital One Classic Credit Card review you were looking for. Learn everything about this card! Pay no annual fee! Read on!
Keep ReadingWhat is a balance transfer credit card?
If you're someone who carries a credit card balance month to month, learn more about what is a balance transfer credit card!
Keep ReadingCapital One Balance Transfer Card review: No annual fee!
Discover in the Capital One Balance Transfer Card review if this is your ticket to managing debts efficiently! 0% intro interest!
Keep ReadingYou may also like
TSB Platinum Balance Transfer Card review: No annual fee!
Discover the pros and cons of the TSB Platinum Balance Transfer Card in our review. Uncover its impressive 0% interest period and more!
Keep ReadingLoans for people with an IVA: is it possible?
Do you have an IVA and are thinking about applying for loans? Don’t do it before reading this post, because there are some intricacy in it.
Keep ReadingWhat is a good credit score in the UK?
You need to know what is a good credit score in the UK to make better choices in your finances. This post has everything you need to know!
Keep Reading