Credit Cards

TSB Platinum Purchase Card review: Save on purchases!

Discover the TSB Platinum Purchase Card 15-month introductory period, fee structures, and eligibility criteria to make informed financial decisions!

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TSB Platinum Purchase Card review: No monthly fees!

TSB Platinum Purchase Card
TSB Platinum Purchase Card review: Save on purchases! Source: TSB

The TSB Platinum Purchase Card review can show you that this card is a financial tool that promises flexibility and convenience for users.

TSB Platinum Purchase Card

Apply for the TSB Platinum Purchase Card

Learn how to apply for the TSB Platinum Purchase Card with our step-by-step guide. Save on purchases and balance transfers!

Also, in this comprehensive review, we’ll explore the key features, advantages, and drawbacks of this credit card.

Annual FeeNo monthly fees;
Credit LimitThe credit limit depends on your financial situation at the moment of application;
Representative APR22.90% variable representative APR;
Purchase Rate0% interest for up to 15 months on purchases;
22.95% variable p.a. for purchases;
Welcome Bonus*You can get up to 15 months on balances you transfer within your first 90 days with the card;

*Terms apply
RewardsThere are no rewards programs.

TSB Platinum Purchase Card overview

You can get incredible perks by using this card. Moreover, you’ll be able to get 0% interest for up to 15 months on purchases as a new cardholder.

Also, despite its strengths, the TSB Platinum Purchase Card has its limitations.

Also, the advertised 1.45% balance transfer fee, while competitive for moderate balances, might become a notable factor for individuals looking to transfer larger sums of debt.

Moreover, the absence of additional perks, such as discounts or cashback offers, might make it less attractive to those who prioritize rewards as part of their credit card usage.

TSB Platinum Purchase Card main features

This card can offer so many incredible perks to its users. You’ll be able to save money on balance transfers and purchases.

However, as with any other card, you’ll find that this one has some downsides.

Therefore, you can read below to see the pros and cons to help you see if this is the best credit card for your needs!

Pros

TSB Platinum Purchase Card
TSB Platinum Purchase Card review: No monthly fees! Source: TSB
  • With this card, you’ll be able to get all the incredible perks it offers for no annual fee or monthly fees;
  • This card allows you to save money on balance transfers and purchases for up to 15 months;
  • You’ll be able to get a relatively high minimum and initial credit limit of £500.

Cons

  • The balance transfer fee can be a downside for many cardholders;
  • People with low credit scores may not be able to qualify for this card;
  • The 0% intro fee may not be for every cardholder.

Minimum credit score to apply

To get this card, you’ll need to meet many requirements. For example, you’ll need to be at least 18 years old.

Also, you’ll need to have a certain income, and it needs to be regular.

Moreover, you’ll need to have at least a good credit score to have more chances to qualify for this card.

How to apply for the TSB Platinum Purchase Card?

You can apply for this card online and in the branch.

Therefore, you can read our blog post below to learn more about this card and see how the application process works!

TSB Platinum Purchase Card

Apply for the TSB Platinum Purchase Card

Learn how to apply for the TSB Platinum Purchase Card with our step-by-step guide. Save on purchases and balance transfers!

About the author  /  Victoria Lourenco

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