Credit Cards

Up to 5% Back: U.S. Bank Cash+™ Visa Signature® Card Review

With this card, you have the freedom to choose two categories for 5% cashback and an additional category for 2% cashback! Read on!

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0% intro APR for 15 billing cycles!

U.S. Bank Cash+™ Visa Signature® Card
Up to 5% back: U.S. Bank Cash+™ Visa Signature® Card Review. Source: Ok Save Money

If you’re looking for a credit card that offers cashback rewards, check our U.S. U.S. Bank Cash+™ Visa Signature® Card review!

U.S. Bank logo

Apply for U.S. Bank Cash+™ Visa Signature® Card

Learn now how to apply for the U.S. Bank Cash+™ Visa Signature® Card and earn a $200 bonus on your first $1,000!

Thus, with this card, you can earn up to 5% on purchases and much more! So check this card’s features below!

Credit ScoreThis card requires a good to excellent credit score;
Annual FeeThis card charges no annual fee;
Purchase APR0% intro APR for 15 months. 19.24% to 29.24% variable APR after;
Cash Advance APR29.99%;
Welcome BonusSpend $1,000 on qualifying purchases within the first 120 days after account opening and receive a $200 bonus;
RewardsEarn 5% cash back on the first $2,000 you spend across two categories every quarter. Also, five percent refund on all travel expenses paid in advance and booked through the Rewards Center. Spending at Gas Stations/Electric Vehicle Charging Stations, Grocery Stores, or Eating Out Will Earn You A 2% Cash Back Bonus! In addition, all other purchases are eligible for a 1% rebate.

U.S. Bank Cash+ Visa Signature® Card overview

In this U.S. Bank Cash+ Visa Signature® Card review, we will examine all the card details.

Compared to other cards offering 5% cash back, this one stands out since you pick the categories in which your rewards will be maximized.

Also, every quarter, you get to pick one of three categories to receive 2% cash back on, and there’s no limit on how much you can spend in that category.

Thus, it’s fair to say that this isn’t the simplest system of incentives.

However, it might be a great option if you put a premium on having options and collecting substantial benefits for regular purchases.

U.S. Bank Cash+ Visa Signature® Card main features

U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+ Visa Signature® Card main features. Source: U.S. Bank

When you review all U.S. Bank Cash+ Visa Signature® Card features, it is easy to understand why this card is indeed called versatile.

Thus, with cash-back rewards for everyday purchases like groceries, gas, and restaurant meals, this card can help you save money.

So let’s check this card’s benefits and drawbacks!

Pros 

  • There is no annual fee;
  • Enjoy an excellent welcome bonus;
  • Earn up to 5% cash back on purchases;
  • 0% intro APR on purchases.

Cons

  • This card offers a complicated system of rewards;
  • Requires high credit score.

Minimum credit score to apply

Indeed, the U.S. Bank Cash+ Visa Signature® Card offers several benefits to applicants. As a result, this card requires good to excellent credit scores.

How to apply for the U.S. Bank Cash+ Visa Signature® Card?

So if you’re interested, check our next content and learn how to apply for the U.S. Bank Cash+ Visa Signature® Card!

U.S. Bank logo

Apply for U.S. Bank Cash+™ Visa Signature® Card

Learn now how to apply for the U.S. Bank Cash+™ Visa Signature® Card and earn a $200 bonus on your first $1,000!

About the author  /  Giovanna Klein

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