Credit Cards

Vanquis Bank Chrome Credit Card review: £0 annual fee

The Vanquis Bank Chrome Credit Card is the card you’re looking for! Starting limit of up to £1,500. Keep reading and learn more about this card!

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Establish your credit with the Vanquis Bank Chrome Credit Card

Vanquis Bank Chrome Credit Card
Vanquis Bank Chrome Credit Card review: £0 annual fee. Source: Ok Save Money

Are you ready to build the credit score of your dreams? That’s excellent! Then read this Vanquis Bank Chrome Credit Card review to see how to do it.

Vanquis logo

Vanquis Bank Chrome Credit Card: how to apply

You can apply for the Vanquis Bank Chrome Credit Card only after checking your eligibility. Pay no annual fee! Keep reading and learn more!

Vanquish has two outstanding cards for this matter. So here, we’ll talk about the Vanquis Bank Chrome Credit Card features. So read on and learn!

Credit ScoreAs a credit builder card, it accepts people with poor and fair credit scores;
Annual Fee£0 per year to use this card;
Purchase APR29.5% (variable);
Cash Advance APR3% or £3, whichever is higher;
Welcome BonusCurrently, no welcome bonus is offered by the Vanquis Bank Chrome Credit Card;
RewardsThis credit card has no rewards program.

Vanquis Bank Chrome Credit Card overview

UK residents have a great opportunity to build credit with a good credit card. It’s the Vanquis Bank Chrome Credit Card.

For example, it offers a comprehensive interest rate, with up to 56 days of an interest-free period.

In addition, with a minimum £10 repayment, you can enjoy this credit card with no annual fee.

Also, the initial credit limit will be up to £1,500, giving you plenty of room to use it on everyday expenses to build a good credit history.

Lastly, to help you on your credit-building journey, Vanquish has a mobile app with tips and educational content on credit management.

Vanquis Bank Chrome Credit Card main features

Cropped shot of an african-american young woman using smart phone at home. Smiling african american woman using smartphone at home, messaging or browsing social networks while relaxing on couch
Vanquis Bank Chrome Credit Card main features. Source: Adobe Stock

You should always check the pros and cons of any credit card before applying for it.

That’s why this Vanquis Bank Chrome Credit Card review presents you with the following key points:

Pros 

  • Accessible for people with less-than-perfect credit scores;
  • No annual fee to help you save money for important things;
  • The initial credit limit of up to £1,500 will get reviewed every 5 months, and you will get an increase;
  • A complete mobile app will help you manage your credit card balance while giving you tips on credit building.

Cons

  • Even with the interest-free period, you should keep an eye on your credit card balance to avoid paying high-interest rate fees;
  • Like most credit cards for people with poor credit scores, the Vanquis Bank Chrome Credit Card has no rewards program for its cardholders.

Minimum credit score to apply

The eligibility requirements to apply for the Vanquis Bank Chrome Credit Card do not include a minimum credit score.

However, it will impact your credit limit and interest rates.

How to apply for the Vanquis Bank Chrome Credit Card?

If you live in the UK and need a starter credit card, the Vanquis Bank Chrome Credit Card is a great option.

The following link shows how to apply for this credit card and enjoy its benefits.

Vanquis logo

Vanquis Bank Chrome Credit Card: how to apply

You can apply for the Vanquis Bank Chrome Credit Card only after checking your eligibility. Pay no annual fee! Keep reading and learn more!

About the author  /  Julia Bermudez

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