Credit Cards
Reflex® Platinum Mastercard®: how to apply
Learn how to easily apply for the Reflex® Platinum Mastercard® and take the first step towards better credit today!
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The Reflex® Platinum Mastercard® has a hassle-free application process
You don’t have to fear applying for a new credit card. You’ll see how to apply for the Reflex® Platinum Mastercard® in just a few minutes.
The application process is online, which gives you plenty of comfort doing it from the couch. Read on to learn how to do it.
Apply for the card: Online
The first step to apply for the Reflex® Platinum Mastercard® is to have a checking account.
If you still don’t have one, you can find options with no fees and open one.
If you already have one and are a U.S. citizen over 18, access the Reflex® Platinum Mastercard® website and hit the “apply now” button.
You’ll get redirected to the application form and see it is simple.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Fill out the form
Get your personal and financial info and just carefully fill out every section of this form.
You’ll see that it requires your SSN and income info. But don’t get intimidated by it.
Continental Financial is one of the best-rated companies for financial products for people with low scores.
We recommend you read the full terms. If you agree with everything, check the boxes by the end of the form.
And that’s it! The approval can get instantly or in a few hours.
Apply for the card: Mobile App
The Reflex® Platinum Mastercard® has a mobile app for account managing, but you can not apply for the card using it.
You can get it on their website or call 1-866-513-4598 if you’ve already received your offer via email.
Reflex® Platinum Mastercard® or FIT™ Platinum Mastercard®?
Fortunately, the Reflex® Platinum Mastercard® is not the only option that Continental Finance has to offer.
You can also look at the FIT™ Platinum Mastercard®, as these two credit cards were designed for the same purpose: to help you build credit.
While the Reflex Card has an initial credit limit of up to $1,000, the FIT™ Platinum Mastercard® will get you $400.
Moreover, both cards are very similar, as you can see in the comparative table below:
Reflex® Platinum Mastercard® | FIT™ Platinum Mastercard® | |
Credit Score | Accepts every credit score; | Poor, fair, or good; |
Annual Fee | $74 – $125, plus a $10 monthly fee (based on your creditworthiness); | $99, plus a $6,25 monthly fee starting at the second year of card membership; |
Purchase APR | 29.99%; | 29.99% (variable); |
Cash Advance APR | 5% fee above the cash advance asked; | At least $5, or 5% of the total amount; |
Welcome Bonus | It has no welcome bonus; | No bonus is offered; |
Rewards | You will get no rewards using this card. | No rewards program. |
Would you like to apply for the FIT™ Platinum Mastercard®d? It is as easy as applying for the Reflex Mastercard® Card.
We’ve also made an application guide for it, which you can see on the following link.
FIT™ Platinum Mastercard®: how to apply
Check our easy guide on how you can apply for the FIT™ Platinum Mastercard® and improve your score easily!
About the author / Julia Bermudez
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