Credit Cards
Destiny Mastercard® Card review: An efficient credit builder
Destiny Mastercard® Card will give you a helping hand in your credit building journey. Read this review to see the pros and cons you’ll find in this card.
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The Destiny Mastercard® Card is the second chance you’re looking for
What about adding a Mastercard to your wallet? If this sounds appealing, read our Destiny Mastercard® Card review to see how it can help you.
Destiny Mastercard® Card: how to apply
Thanks to the internet, now you can apply for the Destiny Mastercard® Card from the comfort of your home. Qualify with poor credit! Read on!
Thus, you can pre-qualify to avoid a hard pull in your credit score and get your new credit card with a simple application. So read on to learn more!
| Credit Score | You can apply with any score you have right now (from poor to fair); |
| Annual Fee | The annual fee ranges from $59 up to $99, depending on which Destiny Mastercard® Card you qualify for; |
| Purchase APR | 24.9%; |
| Cash Advance APR | 29.9%; |
| Welcome Bonus | There is no bonus for new members; |
| Rewards | This credit card does not offer any type of reward. |
Destiny Mastercard® Card overview
If you’re currently looking for a credit card with a poor score, you know the struggle. It seems like the more you try, the worst your situation gets.
That happens because the issuer makes a credit check every time you apply for a new credit card. So this damages your credit score a little bit.
Thus, the Destiny Mastercard® Card allows you to pre-qualify to break this cycle. As a result, you can see your odds of getting approved.
Once you pre-qualify, you’ll receive an offer for one of the two Destiny Mastercard® Cards available. They have similar features but different prices.
The Destiny Mastercard® Card has no rewards program or other benefits but will report your credit activity to the major credit bureaus.
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Destiny Mastercard® Card main features
Like most credit cards designed for people with poor credit, the Destiny Mastercard® Card is a very simple option.
In the following, you can see the pros and cons of this Destiny Mastercard® Card review to decide if this card is worth the try.
Pros
- Suitable for every type of credit score;
- Reports to all three major credit bureaus;
- With a Mastercard in your hands, you can use your credit card virtually everywhere worldwide;
- Destiny allows you to pre-qualify;
- No need to place a security deposit to get a credit limit.
Cons
- The annual fee can be high, depending on your creditworthiness;
- Your credit limit can be as low as $300, and the annual fee will be deducted from your credit limit in your first months;
- The Destiny Mastercard® Card does not offer rewards, intro APR, or welcome bonuses.
Minimum credit score to apply
This is a credit-building card, which means you can apply with a score lower than 629.
However, your credit score and monthly income will impact your card offer, and you can get a higher annual fee if your credit score is too damaged.
How to apply for the Destiny Mastercard® Card?
If you’re considering applying for the Destiny Mastercard® Card, you must reach their website and fill out the application form.
But don’t worry; we will give you an easy walkthrough of the application process. Click the link on the following to be redirected to it.
Destiny Mastercard® Card: how to apply
Thanks to the internet, now you can apply for the Destiny Mastercard® Card from the comfort of your home. Qualify with poor credit! Read on!
About the author / Julia Bermudez
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