Credit Cards

African Bank Gold Credit Card: how to apply

The African Bank Gold Credit Card will give you 60 days interest-free period and free swipes! Keep reading to learn more!

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Apply for the African Bank Gold Credit Card: enjoy life insurance and global coverage

African Bank logo
African Bank Gold Credit Card: how to apply. Source: Ok Save Money

Learn how to apply for the African Bank Gold Credit Card with any income you have today. You’ll get considered to own this credit card.

card

Credit Card

African Bank Gold

Free swipes Online

60 days interest-free period. 3% interest back on positive balance.

You will be redirected to another website

Some credit cards have so many eligibility requirements that it looks like you’re applying for a job. That’s not the case with this one. So read on for more!

Apply for the card: Online

There are two ways to apply for this credit card. You can go to the nearest branch and apply in person to get your card in your hands right away.

If you’re unwilling to go anywhere and prefer to apply from the comfort of your home, you can apply online. Just access the website to start the application.

Look for the African Bank Gold Credit Card; you’ll see the “apply now” button on the first page. But first, you must create a login and a password.

The application form will require your personal information, such as full name, ID, address, income, etc. Then, you’ll get an offer that matches your profile.

So if the African Bank Gold Credit Card is displayed, choose it and complete the application.

Apply for the card: Mobile App

African american woman shopping online holding smartphone paying with gold credit card. Girl sitting at home buying on Internet enter credit card details. Online shopping ecommerce delivery service.
Apply for the card: Mobile App. Source: Adobe Stock

Applying through the mobile app is similar to applying at the website. Just download the app and create your log in and password.

You’ll see the “apply” button in the upper left corner. Click on it and then select the “credit card” option.

Further, fill out the form, and African Bank will contact you to complete the application. You’ll soon be enjoying the benefits of being a credit card owner.

African Bank Gold Credit Card or Standard Bank Gold Credit Card?

As you can see in the topics above, the African Bank Gold credit card has no minimum income required to apply for it.

But if you have an income of at least R5,000 per month, you can aim for a credit card with cashback and even travel rewards.

So if that’s your case, we can recommend you the Standard Bank Gold Credit Card. However, don’t worry if you can’t apply for it.

Look at the comparative table and work a little more on your finances to get a rewards card in the future!

African Bank Gold Credit CardStandard Bank Gold Credit Card
Min. Monthly IncomeNo minimum income requirement. However, African bank will review your bank statements;R5,000;
Initiation FeeNot disclosed;R180;
Monthly FeeR69;From R40 to R199;
Interest RateThe interest rate ranges from 15% to 27.50%;From 10.25% to 21%, Personalized Interest Rate;
RewardsCurrently, this African Bank credit card has no rewards program.Up to 20% discounts on flight tickets with partner airlines; 5% cashback for booking your trip with selected partners; Discounts to rent cars and buy luggage; Earn UCount Rewards Points for every purchase and much more.

Like what you see? Then apply for the Standard Bank Gold Credit Card with the help of your application guide. The link is on the following!

Standard Bank logo

Standard Bank Gold Credit Card review

If you want to apply for the Standard Bank Gold Credit Card, you’re in the right place. Enjoy up to 30% off at your favorite brands! Read on!

About the author  /  Julia Bermudez

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