Credit Cards

Post Office Money Classic Credit Card: how to apply

Read this walkthrough and learn how to apply for the Post Office Money Classic Credit Card. Build credit with £0 annual fee!

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Post Office Money Classic Credit Card offers 0% intro APR for up to 12 months!

Post Office Logo
Post Office Money Classic Credit Card: how to apply. Source: Ok Save Money

You can apply for the Post Office Money Classic Credit Card without worrying about unnecessary credit checks. Pre-qualify and know your approval odds.

card

Credit Card

Post Office Money Classic

No annual fee 24/7 support

0% intro APR for purchases and balance transfers for up to 12 months!

You will be redirected to another website

This is a good way to get a card with a £0 annual fee that will give you at least £200 credit limit. So see how easy it is to apply!

Apply for the card: Online

Did you know that your credit score can be slightly lower every time you apply for a credit card? That’s why Post Office has a pre-qualification form.

Post Office’s website has a big red “check your eligibility” button in the credit card section. It will lead you to a form.

With just three parts, this form will take you only a few minutes to finish. Talk about yourself, where you live, and your finances.

Read the terms and conditions and hit the “check now” button.

You will get the answer almost instantly to see if you can apply for the Post Office Money Classic Credit Card.

Apply for the card: Mobile App

Excited bearded man is holding a phone and credit card over red background
Apply for the card: Mobile App. Source: Adobe Stock

Post Office is a representative of Capital One in the UK, and it offers a mobile app for its user to manage their accounts.

Once you apply for your credit card through the Post Office website, you can download the app. It is available both for Android and iOs users.

Although they offer a mobile app, you can not apply for a credit card. But you can do it online quickly and easily.

Post Office Money Classic Credit Card or Vanquis Bank Chrome Credit Card?

If your credit score is not that low, you might qualify for a credit card with a lower APR and a higher credit limit.

The Vanquis Bank Chrome Credit Card is another option for people in the UK. See how it performs side-by-side with the Post Office Money Classic Credit Card.

Post Office Money Classic Credit CardVanquis Bank Chrome Credit Card
Credit ScoreNo need to present any minimum credit score to apply;The Vanquis Bank Chrome Credit Card accepts all credit scores
Annual FeeNo annual fee or monthly fee;It charges a £0 annual fee
Purchase APR0% intro APR for 12 months; 19.9% to 34.94% variable after;The Purchase APR will depend on your creditworthiness and range around 29.5%
Cash Advance APR£3 or 3%, whichever is greater;29.50%
Welcome BonusCurrently, there is no welcome bonus when you apply for the Post Office Money Classic Credit Card;No bonus to welcome you
RewardsNo rewards will be earned for using this credit card.No rewards program

If you’d like to learn more about the Vanquis Bank Chrome Credit Card application, read it at the following link.

Vanquis logo

Vanquis Bank Chrome Credit Card: how to apply

You can apply for the Vanquis Bank Chrome Credit Card only after checking your eligibility. Pay no annual fee! Keep reading and learn more!

About the author  /  Julia Bermudez

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