Credit Cards
Wells Fargo Reflect® Card review: 0% intro APR
See how you can benefit from the Wells Fargo Reflect® Card and start building your credit history today. Enjoy $0 annual fee! Read on!
Advertisement
Build credit fast with the Wells Fargo Reflect® Card
Have you been educated on credit use? Wells Fargo Reflect® Card will help you with that, and you’ll see how it can be a good tool by reading this full review.
Wells Fargo Reflect® Card: how to apply
If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!
Most credit cards secretly want you to spend more and give them a large part of it. But Wells Fargo teaches you how to save. So read on to understand.
Credit Score | At least 690 – but the higher your creditworthiness, the lower your interest rates will be; |
Annual Fee | $0 annual fee; |
Purchase APR | Up to 21 months of 0% APR, 17.74% to 29.74% after; |
Cash Advance APR | 29.99% APR for cash advances; |
Welcome Bonus | N/A; |
Rewards | The Wells Fargo Reflect® Card is not a rewards credit card. |
Wells Fargo Reflect® Card overview
It is incredibly easy to slip into your credit limit and get into debt. But not with the Wells Fargo Reflect® Card!
Firstly, it has a 0% intro APR for up to 21 months (18 standard months plus 3 bonus months for on-time payment).
Indeed, that’s one of the main reasons this card has been awarded to the major credit specialists as one of the best credit cards for a balance transfer.
Indeed, this credit card has no rewards program or fancy benefits.
But you might want to transfer your credit card balance to save money – as it can be better than any cashback or gift card.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Wells Fargo Reflect® Card main features
Luckily, cashback is not the only benefit a credit card can offer.
Let’s take a closer look at Wells Fargo Reflect® Card and review its pros and cons!
Pros
- The flagship benefit is, of course, the 0% intro APR. You’ll have it for at least 18 months;
- You’ll get rewards with 3 extra months of 0% intro APR;
- $0 annual fee;
- Get access to the My Wells Fargo Deals. Shops with Wells Fargo partners to get exclusive benefits – including cash back;
- $600 cell phone insurance;
- Enjoy roadside protection;
- Wells Fargo Reflect® Card provides educational content about credit score and credit using through Credit Close℠ and lets you review your credit history.
Cons
- It lacks the traditional cashback or points rewards program most people look for in credit cards;
- It is available only for people with high credit scores
Minimum credit score to apply
Check your credit score before applying for the Wells Fargo Reflect® Card. If it’s not at least 690, you won’t be approved.
Also, you cannot apply for more than one Wells Fargo product in less than 6 months.
How to apply for the Wells Fargo Reflect® Card?
Do you want to add a rewards no-annual-fee credit card to your wallet? Well, who doesn’t?
Check the application guide we’ve made to help you with that on the following link.
Wells Fargo Reflect® Card: how to apply
If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!
About the author / Julia Bermudez
Trending Topics
Merry Shopping: Christmas Tips for Joyful Gift-Hunting!
Don't stress out over finding the perfect gift this holiday season. Read our tips on how to make your Christmas shopping more enjoyable.
Keep ReadingWhat happens if you don’t use your credit card?
Are you wondering what happens if you don’t use your credit card? We got the answer! Read on and see what you can do about it.
Keep ReadingLearn How to Fill Your Taxes Online
Don't wait in line or stress about tax season. Learn how to easily and quickly file your taxes online with this helpful guide!
Keep ReadingYou may also like
Mastercard Concierge guide: Travel & Lifestyle Services
The Mastercard Concierge program is a luxury - but for some, it is a necessity. This is our Mastercard Concierge FAQ.
Keep ReadingMaximize your earnings: apply for Sam’s Club® Mastercard®
Learn now how to apply for the Sam’s Club® Mastercard®! With this card, you can earn cash back on your purchase and save money!
Keep ReadingIntroduction to Technical Drawing by Alison review: build a career
Check this Introduction to Technical Drawing by Alison review and learn if this course might suit you before enrolling!
Keep Reading