Credit Cards

Wells Fargo Reflect® Card review: 0% intro APR

See how you can benefit from the Wells Fargo Reflect® Card and start building your credit history today. Enjoy $0 annual fee! Read on!

Advertisement

Build credit fast with the Wells Fargo Reflect® Card

Wells Fargo Reflect® Card
Wells Fargo Reflect® Card review. Source: Ok Save Money

Have you been educated on credit use? Wells Fargo Reflect® Card will help you with that, and you’ll see how it can be a good tool by reading this full review.

Wells Fargo logo

Wells Fargo Reflect® Card: how to apply

If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!

Most credit cards secretly want you to spend more and give them a large part of it. But Wells Fargo teaches you how to save. So read on to understand.

Credit ScoreAt least 690 – but the higher your creditworthiness, the lower your interest rates will be;
Annual Fee$0 annual fee;
Purchase APRUp to 21 months of 0% APR, 17.74% to 29.74% after;
Cash Advance APR29.99% APR for cash advances;
Welcome BonusN/A;
RewardsThe Wells Fargo Reflect® Card is not a rewards credit card.

Wells Fargo Reflect® Card overview

It is incredibly easy to slip into your credit limit and get into debt. But not with the Wells Fargo Reflect® Card!

Firstly, it has a 0% intro APR for up to 21 months (18 standard months plus 3 bonus months for on-time payment).

Indeed, that’s one of the main reasons this card has been awarded to the major credit specialists as one of the best credit cards for a balance transfer.

Indeed, this credit card has no rewards program or fancy benefits.

But you might want to transfer your credit card balance to save money – as it can be better than any cashback or gift card. 

Wells Fargo Reflect® Card main features

Smiling businessman paying through credit card. Male executive is using digital tablet by window. He is enjoying online shopping at office.
Wells Fargo Reflect® Card main features. Source: Adobe Stock

Luckily, cashback is not the only benefit a credit card can offer.

Let’s take a closer look at Wells Fargo Reflect® Card and review its pros and cons!

Pros 

  • The flagship benefit is, of course, the 0% intro APR. You’ll have it for at least 18 months;
  • You’ll get rewards with 3 extra months of 0% intro APR;
  • $0 annual fee;
  • Get access to the My Wells Fargo Deals. Shops with Wells Fargo partners to get exclusive benefits – including cash back;
  • $600 cell phone insurance;
  • Enjoy roadside protection;
  • Wells Fargo Reflect® Card provides educational content about credit score and credit using through Credit Close℠ and lets you review your credit history.

Cons

  • It lacks the traditional cashback or points rewards program most people look for in credit cards;
  • It is available only for people with high credit scores

Minimum credit score to apply

Check your credit score before applying for the Wells Fargo Reflect® Card. If it’s not at least 690, you won’t be approved.

Also, you cannot apply for more than one Wells Fargo product in less than 6 months.

How to apply for the Wells Fargo Reflect® Card?

Do you want to add a rewards no-annual-fee credit card to your wallet? Well, who doesn’t?

Check the application guide we’ve made to help you with that on the following link.

Wells Fargo logo

Wells Fargo Reflect® Card: how to apply

If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!

About the author  /  Julia Bermudez

Trending Topics

content

Merry Shopping: Christmas Tips for Joyful Gift-Hunting!

Don't stress out over finding the perfect gift this holiday season. Read our tips on how to make your Christmas shopping more enjoyable.

Keep Reading
content

What happens if you don’t use your credit card?

Are you wondering what happens if you don’t use your credit card? We got the answer! Read on and see what you can do about it.

Keep Reading
content

Learn How to Fill Your Taxes Online

Don't wait in line or stress about tax season. Learn how to easily and quickly file your taxes online with this helpful guide!

Keep Reading

You may also like

content

Mastercard Concierge guide: Travel & Lifestyle Services

The Mastercard Concierge program is a luxury - but for some, it is a necessity. This is our Mastercard Concierge FAQ.

Keep Reading
content

Maximize your earnings: apply for Sam’s Club® Mastercard®

Learn now how to apply for the Sam’s Club® Mastercard®! With this card, you can earn cash back on your purchase and save money!

Keep Reading
content

Introduction to Technical Drawing by Alison review: build a career

Check this Introduction to Technical Drawing by Alison review and learn if this course might suit you before enrolling!

Keep Reading