Credit Cards

Chase Freedom Flex℠ Review: Up to 5% Cash Back

In this post, we’ll dive deep in the Chase Freedom Flex℠! Enjoy 0% intro APR for 15 months and much more! Stick with us and learn more!

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Earn $200 bonus in the first 3 months!

Chase Freedom Flex℠
Chase Freedom Flex℠ review. Source: Ok Save Money

Let’s review Chase Freedom Flex℠, a credit card that is the perfect way to get rewarded for all those everyday expenses.

Chase logo

Chase Freedom Flex℠: how to apply

Learn how to apply for Chase Freedom Flex℠ today and take advantage of its rewards. Enjoy 0% intro APR for 15 months! Read on!

From cashback rewards and bonus points, this great option has something valuable for everyone! So keep reading to see if this card is the chosen one!

Credit ScoreGood or excellent;
Annual Fee$0;
Purchase APR20.49% – 29.24% variable (with a 0% period for 15 months);
Cash Advance APR29.99% variable. *based on Prime Rate;
Welcome Bonus$200 cash bonus after spending $500 on purchases in the 1st 3 months;
RewardsAccording to each purchase category, from 1% to 5% cash back.

Chase Freedom Flex℠ overview

Make the most of your shopping sprees! With Chase Freedom Flex℠, you can get a $200 bonus for spending $500 in three months.

Thus, enjoy 5% cashback up to $1,500 on quarterly rotating categories. Also, 3% back on dining and drugstore and 1% back on everything else!

Chase Freedom Flex℠ offers amazing cash back rewards, but you can also take advantage of various additional benefits.

Get access to purchase protection, extended warranty perks, and travel accident insurance for when life takes an unexpected turn!

Additionally, cardholders can access special offers and discounts through the Chase Ultimate Rewards program.

Chase Freedom Flex℠ main features

Cheerful girl holding credit card and laptop, sitting on floor
Chase Freedom Flex℠ main features. Source: Adobe Stock

Of course, no credit card is perfect. But as this credit card has a lot of pros, let’s review Chase Freedom Flex℠ features to see if there is any con.

Pros 

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex℠ card.
  • Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
  • Member FDIC.

Cons

  • Sadly, people with average credit score rates will not qualify for the Chase Freedom Flex℠;
  • The rotating categories can be a bit confusing, and it can be easy to miss out on cash back rewards if you don’t keep track;
  • Additionally, the 5% cash back categories have a quarterly maximum, meaning you can only earn the bonus on up to $1,500 of spending per quarter.

Minimum credit score to apply

Ready to join the Chase family? So, to become a member of Freedom Flex℠, you’ll need some good-to-excellent credit (670 is usually a great score!).

Also, ensure you’re at least 18 and have a valid Social Security number! Good luck!

How to apply for the Chase Freedom Flex℠?

This card is worth considering if you enjoy bonus categories and want to earn rewards on your everyday spending.

So learn how to apply at the following link.

Chase logo

Chase Freedom Flex℠: how to apply

Learn how to apply for Chase Freedom Flex℠ today and take advantage of its rewards. Enjoy 0% intro APR for 15 months! Read on!

About the author  /  Julia Bermudez

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