Credit Cards

First Latitude Platinum Mastercard® Secured Credit Card review

The Platinum Mastercard® Secured Credit Card from Latitude is a smart choice for anyone looking to rebuild their credit history! Read on!

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First Latitude Platinum Mastercard® Secured Credit Card
First Latitude Platinum Mastercard® Secured Credit Card review. Source: Ok Save Money

If you’re looking for a secured card to help establish your credit, look at our First Latitude Platinum Mastercard® Secured Credit Card review.

First Latitude Platinum Mastercard® Secured Credit Card

Apply for First Latitude Platinum Secured

Apply for the First Latitude Platinum Mastercard® Secured Credit Card and earn rewards on every purchase – quick and simple process!

With a low annual fee and no balance transfer or cash advance fees, this card is a great option for those looking to improve their financial situation.

Credit ScoreNo credit history is required for this card;
Annual FeeThere is a one-time payment of $19.95
In your first year, you will be charged $25.00
After that, there will be a yearly charge of $35.00;
Purchase APR24.49%;
Cash Advance APR29.49%;
Welcome BonusNo welcome bonus;
RewardsOn purchases made with your First Progress Secured credit card, earn 1% Cash Back Rewards.

First Latitude Platinum Mastercard® Secured Credit Card overview

If you’re looking for a secured card to help rebuild your credit history, then the First Latitude Platinum Mastercard® could be worth considering.

As a secured credit card, you’ll need to make a security deposit, but the good news is that this deposit will also serve as your credit limit.

Thus, this card reports to all three major credit bureaus, which is great news if you want to establish or improve your credit score.

Besides, on purchases made with your First Progress Secured credit card, you will earn 1% Cash Back Rewards.

First Latitude Platinum Mastercard® Secured Credit Card main features

First Latitude Platinum Mastercard® Secured Credit Card home page
Further, discover the First Latitude Platinum Mastercard® Secured Credit Card main features. Source: First Latitude

Indeed, this card offers several features to help you stay on track with your credit goals.

Still, there are some downsides worth considering before applying.

Further, check the benefits and disadvantages of this card below.

Pros 

  • 1% Cash Back Rewards on payments;
  • Indeed, you can choose your fully-refundable credit line – $100 to $2000 – based on your security deposit;
  • Build your credit score. Reports to all 3 credit bureaus;
  • No minimum credit score is required for approval;
  • Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Cons

  • Membership fees;
  • High regular APR;
  • Foreign fee.

Minimum credit score to apply

Indeed, this card does not require a credit history to apply, as it intends to help you build one.

How to apply for the First Latitude Platinum Mastercard® Secured Credit Card?

Furthermore, if you’re in the market for a secured credit card, the First Latitude Platinum Mastercard® Secured Credit Card is an excellent option.

Applying for the card is simple; then make sure to check our next post to learn how to do it!

First Latitude Platinum Mastercard® Secured Credit Card

Apply for First Latitude Platinum Secured

Apply for the First Latitude Platinum Mastercard® Secured Credit Card and earn rewards on every purchase – quick and simple process!

About the author  /  Giovanna Klein

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