Loans
Best Egg Personal Loans: all you need to apply
Apply today and ensure the financial support you need! Borrow up to $50,000 with Best Egg Personal Loans! Stick with us and learn how!
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Ensure personalized rates and affordable conditions!
Learn how to apply for Best Egg Personal Loans and fulfill your financial needs! Enjoy a hassle-free process!
Personal loans, both unsecured and secured, are available through Best Egg, an online lending platform. So keep reading and learn more about it!
Apply for the loan: Online
Certainly, applying for a Best Egg Personal Loan can be quick and easy. Firstly, access their official website, which we’ve provided above!
Further, enter your email address and click “Check My Rate” on the homepage to view available Best Egg loan offers.
Finally, submit the needed personal information, and Best Egg will evaluate your creditworthiness based on a light credit check.
Furthermore, check your application details. Thus, your I.D., address, income, and credit score may be required.
Lastly, submit it! So if approved, the loan amount will be deposited into your account within one business day!
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Requirements
Also, to submit a loan application, you must:
- Be a citizen or permanent resident of the United States currently residing in the United States;
- Own a personal checking account with a valid routing number and a minimum balance of $1000 Be of legal age to get a loan in their state of residence;
- Use a real email address;
- Have a real address (no P.O. Boxes allowed).
Best Egg Personal Loans or LendingClub Personal Loans?
When it comes to choosing the best option for a personal loan, you must consider all of the factors and conditions imposed by lenders.
Further, check below our comparison between Best Egg’s and LendingClub’s Personal Loans!
| Best Egg Personal Loans | LendingClub Personal Loans | |
| APR | 8.99% and 35.99% depending on your credit score and other factors; | APR ranging from 8.30% to 35.89% |
| Loan Purpose | Debt consolidation, credit card refinancing, home improvements, moving expenses, large purchases, and much more; | Credit card and debt consolidation, balance transfers, medical bills and home improvements |
| Loan Amounts | 2,000 to $50,000; | You can apply for loans from $1,000 to $40,000 |
| Credit Needed | At least 600; | Fair to excellent credit. |
| Terms | 36 to 60 months; | Borrowers on LendingClub can select from loan periods ranging from 36 to 60 months (or 3 to 5 years). |
| Origination Fee | Best Egg charges an origination fee ranging from 0.99% to 8.99%; | LendingClub’s origination fee ranges from three percent to six percent of the loan amount. |
| Late Fee | Best Egg does not specify a late fee; | If a borrower pays late, they will be assessed a fee equal to the greater of $15 or 5% of the total amount owed for the late payment. LendingClub borrowers, however, are given a 15-day grace period in the event that they are late with a payment. |
| Early Payoff Penalty | Borrowers don’t have to pay any fees to Best Egg if they pay off their loan balances early. | When a loan is paid off early, the borrower is not subject to any prepayment fees from LendingClub. |
Are you interested in learning more about LendingClub Personal Loans? Great! So follow the next article and check out its main details!
LendingClub Personal Loans: all you need to apply
Learn now how to apply for a LendingClub Personal Loans. Qualify with fair credit and enjoy personalized rates! Keep reading for more!
About the author / Giovanna Klein
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