Credit Cards
15 Months of 0% APR: Apply for the Citi Custom Cash℠ Card
Earn up to 5% cash back on purchases and pay $0 annual fee! Keep reading and learn how to apply for Citi Custom Cash℠ Card!
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$200 bonus cash back and more!
Are you ready to start earning cash back on your purchases straightaway? Apply now for Citi Custom Cash℠ Card.
With this card, you’ll earn cash back on purchases in a variety of categories, including restaurants, gas stations, groceries, and more.
Apply for the card: Online
To apply for the Citi Custom Cash℠ Card, you can use the Internet or the telephone. You can easily apply online straightaway.
Firstly, all you need to do is access the card’s official website and click on Apply Now.
Then, fill out the form with your info, such as Social Security Number, Address, and annual income.
Lastly, read the terms and conditions before submitting your application.
There you will find the detailed interest rates and charges!
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Apply for the card: Mobile App
Although it may not be possible to apply for the Citi Custom Cash℠ Card through the mobile app.
Still, Citi offers one of the best-reviewed banking apps with Citi Mobile.
On the app, you’re able to view your statements, check balances and recent activity, make same-day or scheduled payments easily, and much more!
Citi Custom CashSM Card or Bank of America® Unlimited Cash Rewards Credit Card?
Credit card rewards are a great way to earn extra cash while making purchases you would make anyway.
But with so many options, how do you choose the right one for you?
Certainly, the Citi Custom Cash℠ Card and the Bank of America® Unlimited Cash Rewards Credit Card are excellent options for earning rewards!
Then let’s compare them below!
| Citi Custom CashSM Card | Discover it® Cash Back Credit Card | |
| Credit Score | Good to excellent; | Good to excellent credit score; |
| Annual Fee | The card charges no annual fee; | The card charges no annual fees; |
| Purchase APR | 0% APR for 15 months. 18.74% to 28.74% after that; | 0% APR for 18 billing cycles. 17.74% – 27.74% Variable APR after; |
| Cash Advance APR | The cash advance annual percentage rate is 29.99%; | 20.74% to 29.74%, based on your creditworthiness, when you open your account for Direct Deposit and Check Cash Advances, and 29.74% for Bank Cash Advances; |
| Welcome Bonus | Earn $200 cash back after spending $1,500 on purchases in the 1st 6 months; | Earn a $200 cash reward bonus after spending at least $1K on purchases within 90 days from account opening; |
| Rewards | You’ll get 5% cash back on your top qualifying purchase category, up to $500, every billing cycle, and 1% cash back on everything else. | Get a cashback of 1.5% on any transaction you make. |
Are you interested in learning more about this option? Then keep reading our following article! Let’s go!
Apply Bank of America® Unlimited Cash Rewards
Learn how to apply for the Bank of America® Unlimited Cash Rewards and get unlimited 1.5% cash back on all purchases!
About the author / Giovanna Klein
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