If you’re just starting your credit history or rebuilding it, you’ll see how easy it is to apply for the HSBC Classic Credit Card.

With no complicated requirements, if you’re an HSBC client, you have a great chance of being approved. Keep reading to understand the application process.

The first step if you’d like to apply for an HSBC Classic Credit Card is to have an active bank account with HSBC.

So, if you’re already an HSBC client, you can jump straight to the cards application. Otherwise, you must first open the account.

There are many different accounts; the only one that does not qualify is the Basic Bank Account. The eligibility requirements are the following:

Open your bank account on the website, and then you can ask for the HSBC Classic Card. You’ll have to provide basic personal and financial information.

Once your HSBC is opened, you can download and register to use the mobile app and online banking on your desktop.

You can choose which of these two ways to apply for the HSBC Classic Credit Card. You can also apply in person at the nearest branch.

So, to apply from the mobile app, log in and select the card you’d like to apply for. Once approved, you can add the card to your digital wallet.

But you’ll also receive a physical credit card with contactless payment technology.

The HSBC Classic Credit Card is popular in the UK for people on the building-credit journey. But it is not the only one.

So, if you’d like to consider your options before deciding on a credit card, check another recommendation: the Capital One Classic Credit Card.

This credit card can give you up to £1,500 credit limit but has a slightly higher APR than the HSBC Classic Credit Card.

So check this comparison table, and you’ll see which credit card appeals to you the most:

After looking at them, do you think the Capital One Classic Credit card will serve you better?

If you do, read the next content to learn how to apply for one. You’ll find the application guide on the following link.