Credit Cards

How to apply for the OpenSky® Secured Visa®

Learn how easy it is to apply and get approved for the OpenSky® Secured Visa® Credit Card and start the road to better credit today!

Advertisement

Incredible approval odds and exclusive perks to help you get the credit you deserve!

OpenSky® Secured Visa® Credit Card
Learn how simple it is to apply for the OpenSky® Secured Visa® Credit Card! Source: OK Save Money.

If you’re looking for one of the best credit building tools you can find, we’ll show you how easy it is to apply for the OpenSky® Secured Visa® Credit Card.

This card is perfect for anyone looking to improve and establish a solid credit foundation. It requires no credit checks, and offers some pretty impressive benefits.

With it, you can get a line increase after just 6 months of on-time payments without the need of an additional deposit. You can also graduate to an unsecured card in the same timeframe.

And with monthly credit bureau reporting, responsible use will make your score soar in no time! Are you interested in learning about how to apply for the OpenSky® Secured Visa® Credit Card? Then read on!

Apply for the OpenSky® Secured Visa® Credit Card online

OpenSky® Secured Visa® Credit Card
See how easy it is to apply online for this card. Source: OK Save Money.

The OpenSky® Secured Visa® Credit Card doesn’t perform any credit checks. That means you won’t have to worry about any hard inquiries on your score.

So, to apply for the OpenSky® Secured Visa® Credit Card, all the requirements you need to meet are:

  • Be 18 years old or older;
  • Have a valid Social Security Number – or individual taxpayer identification number;
  • Be a U.S. citizen – or a permanent resident;
  • Prove you have more income than expenses and enough income to afford your monthly payment;
  •  You do not already have two or more credit cards with Capital Bank.

The information asked in the application process is your name, address, and date of birth. The entire process is online via their website.

Lastly, there is a real-time application approval, and the process is simple, easy, and incredibly fast.

Apply for the card via mobile app

Unfortunately you can’t apply for the OpenSky® Secured Visa® Credit Card using their mobile app. However, you can download it for free to manage your account once you get the card.

The application process for the OpenSky® is exclusive to their website, and you can request your card by following the steps described on the topic above.

OpenSky® Secured Visa® or First Digital Mastercard®?

If you’d like to look at other options before deciding, we recommend the First Digital Mastercard®. With nationwide acceptance, you can find out if you’re approved in just 60 seconds.

While there’s a higher annual fee, the First Digital Mastercard® offers 1% cash back on its bill payments. See the comparison table below to evaluate which option suits you best.

OpenSky® Secured Visa® Credit CardFirst Digital Mastercard®
Credit ScoreNo Credit, Poor, and Fair.See website for details.
Annual Fee$35.$75 Annual Fee for the first year;
$48, annually after that.
Purchase APR29.99% variable.35.99% variable.
Cash Advance APR29.99% variable.35.99% variable.
Welcome BonusNone.None.
RewardsThere are no rewards. 1% cash back on payments.

If the First Digital Mastercard® has caught your eye, check the following link and learn how to apply for it!

First Digital Mastercard®

First Digital Mastercard®: how to apply

Apply for the First Digital Mastercard® credit card and build credit fast! This card accepts applicants with limited credit! Keep reading to learn more!

About the author  /  Giovanna Klein

Trending Topics

content

First Progress Platinum Elite Mastercard® Secured Credit Card review

Read our First Progress Platinum Elite Mastercard® Secured Credit Card review and learn how to get better credit in no time!

Keep Reading
content

Revolutionize Your Spending: Mission Money Visa® Debit Card review

Looking for a no-fee debit card that can help you manage your finances more effectively? Check out the Mission Money Visa® Debit Card review.

Keep Reading
content

Pros and cons of refinancing a car: should you do it?

If you’re paying a car loan and would like to save money, refinancing can be a solution Learn the pros and cons of refinancing a car.

Keep Reading

You may also like

content

First Digital Mastercard® review: Nationwide acceptance!

Check this First Digital Mastercard® review and how the stands out from the competition! Qualify with bad credit and build it up!

Keep Reading
content

Earn points: Apply for The Platinum Card® from American Express

Apply today for Platinum Card® from American Express - earn up to 5x points on purchases and a generous welcome bonus! Read on!

Keep Reading
content

Learn How to Fill Your Taxes Online

Don't wait in line or stress about tax season. Learn how to easily and quickly file your taxes online with this helpful guide!

Keep Reading