Credit Cards
How to apply for the OpenSky® Secured Visa®
Learn how easy it is to apply and get approved for the OpenSky® Secured Visa® Credit Card and start the road to better credit today!
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Incredible approval odds and exclusive perks to help you get the credit you deserve!
If you’re looking for one of the best credit building tools you can find, we’ll show you how easy it is to apply for the OpenSky® Secured Visa® Credit Card.
This card is perfect for anyone looking to improve and establish a solid credit foundation. It requires no credit checks, and offers some pretty impressive benefits.
With it, you can get a line increase after just 6 months of on-time payments without the need of an additional deposit. You can also graduate to an unsecured card in the same timeframe.
And with monthly credit bureau reporting, responsible use will make your score soar in no time! Are you interested in learning about how to apply for the OpenSky® Secured Visa® Credit Card? Then read on!
Apply for the OpenSky® Secured Visa® Credit Card online
The OpenSky® Secured Visa® Credit Card doesn’t perform any credit checks. That means you won’t have to worry about any hard inquiries on your score.
So, to apply for the OpenSky® Secured Visa® Credit Card, all the requirements you need to meet are:
- Be 18 years old or older;
- Have a valid Social Security Number – or individual taxpayer identification number;
- Be a U.S. citizen – or a permanent resident;
- Prove you have more income than expenses and enough income to afford your monthly payment;
- You do not already have two or more credit cards with Capital Bank.
The information asked in the application process is your name, address, and date of birth. The entire process is online via their website.
Lastly, there is a real-time application approval, and the process is simple, easy, and incredibly fast.
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Apply for the card via mobile app
Unfortunately you can’t apply for the OpenSky® Secured Visa® Credit Card using their mobile app. However, you can download it for free to manage your account once you get the card.
The application process for the OpenSky® is exclusive to their website, and you can request your card by following the steps described on the topic above.
OpenSky® Secured Visa® or First Digital Mastercard®?
If you’d like to look at other options before deciding, we recommend the First Digital Mastercard®. With nationwide acceptance, you can find out if you’re approved in just 60 seconds.
While there’s a higher annual fee, the First Digital Mastercard® offers 1% cash back on its bill payments. See the comparison table below to evaluate which option suits you best.
OpenSky® Secured Visa® Credit Card | First Digital Mastercard® | |
Credit Score | No Credit, Poor, and Fair. | See website for details. |
Annual Fee | $35. | $75 Annual Fee for the first year; $48, annually after that. |
Purchase APR | 29.99% variable. | 35.99% variable. |
Cash Advance APR | 29.99% variable. | 35.99% variable. |
Welcome Bonus | None. | None. |
Rewards | There are no rewards. | 1% cash back on payments. |
If the First Digital Mastercard® has caught your eye, check the following link and learn how to apply for it!
First Digital Mastercard®: how to apply
Apply for the First Digital Mastercard® credit card and build credit fast! This card accepts applicants with limited credit! Keep reading to learn more!
About the author / Giovanna Klein
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