Credit Cards

Earn more: Apply for Petal® 1 “No Annual Fee” Visa® Credit Card

The Petal® 1 “No Annual Fee” Visa® Credit Card is a breath of fresh air in the credit card industry. The card comes with no annual fee, making it affordable for those looking to build their credit.

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Earn rewards and rebuild your credit score while paying no annual fee!

Petal® 1 “No Annual Fee” Visa® Credit Card
Earn more: Apply for Petal® 1 “No Annual Fee” Visa® Credit Card. Source: Ok Save Money

If you’re looking for a credit card with no annual fee, then apply for Petal® 1 Visa® Credit Card today!

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Credit Card

Petal® 1 Visa®

Fast Simple

Earn up to 10% cash back on purchases – competitive APR!

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One of the key benefits of this card is that it’s designed with people who are new to credit or rebuilding their credit in mind. Read on!

Apply for the card: Online

The process to apply for the Petal® 1 “No Annual Fee” Visa® Credit Card an easy and straightforward process. Firstly, make sure to have your personal info.

Access Petalcard’s official website, where you can check all the card info.

You can take pre-approval before applying for the card. You agree to be considered for all available Petal cards when you submit a pre-approval form.

So applying for any offer(s) of credit requires submitting a full application for evaluation, and preapproval does not ensure account approval.

Further, “select” Apply Now and then fill out the form with your personal and financial info. The approval should be faster if you were pre-approved.

Apply for the card: Mobile App

Portrait of a beautiful young African American woman with blond curly hair wearing lilac clothes holding a credit card with clipping path, looks away, thinking about purchases, isolated over pink wall
Earn rewards and rebuild your credit score while paying no annual fee! Source: AdobeStock

Although it is not possible to apply for the card through Petal’s app, you can easily manage your balances and your financial life on the go with it.

While the app is easy to use and user-friendly, it allows you to track your credit score and see your transactional activity in real time.

Petal® 1 “No Annual Fee” Visa® Credit Card or OpenSky® Secured Visa® Credit Card?

Indeed, the Petal 1 Visa cards are not available to those who have filed for bankruptcy within the past 48 months.

So the best option here might be to apply for a secured credit card, which does not require a high credit score to be approved.

You should think about applying for an OpenSky® Secured Visa® Credit Card.

There is no need for a bank account or credit history to apply for an OpenSky Secured card.

So let’s compare both options to find the one that best suits you.

Petal® 1 “No Annual Fee” Visa® Credit CardOpenSky® Secured Visa® Credit Card
Credit ScoreFair/No Credit Score;Poor – Bad;
Annual Fee$0 Annual Fee;$35;
Purchase APRInterest rates might fluctuate between 24.99% and 34.49%;22.39% variable;
Cash Advance APRN/A;22.39% variable;
Welcome BonusN/A;Limited Time Offer: Apply and fund $500+ today, get a $50 Amazon.com Gift Card. Apply and fund $300+ today, get a $30 Amazon.com Gift Card. *Restrictions apply;
RewardsGet a cash refund of between 2% and 10% at a number of local and national retailers.It offers no rewards.

Further, discover how to apply for the OpenSky® Secured Visa® Credit Card in no time – enjoy a fast and simple process!

OpenSky® Secured Visa® Credit Card

OpenSky® Secured Visa® Credit Card application

Learn how to quickly and easily apply for the OpenSky® Secured Visa® Credit Card and start improving your credit score today!

About the author  /  Giovanna Klein

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