Credit Cards

Bank of America® Unlimited Cash Rewards Review: Enjoy Cash Back Benefits

Enjoy a 0% intro APR period and pay no annual fee with the Bank of America® Unlimited Cash Rewards Credit Card! Keep reading and learn more!

Advertisement

1.5% Cash Back on all purchases and a $200 online cash reward bonus

Bank of America® Unlimited Cash Rewards Credit Card
Bank of America® Unlimited Cash Rewards Credit Card Review. Source: Ok Save Money

If you’re looking for a credit card that will reward your purchases, then check our Bank of America® Unlimited Cash Rewards Credit Card Review!

Bank of America logo

Apply Bank of America® Unlimited Cash Rewards

Learn how to apply for the Bank of America® Unlimited Cash Rewards and get unlimited 1.5% cash back on all purchases!

With unlimited 1.5% cash back on every purchase, this credit card packs a powerful punch. So read on and learn more!

Credit ScoreGood to excellent credit score;
Annual FeeThe card charges no annual fees;
Purchase APR0% APR for 18 billing cycles. 17.74% – 27.74% Variable APR after;
Cash Advance APR20.74% to 29.74%, based on your creditworthiness, when you open your account for Direct Deposit and Check Cash Advances, and 29.74% for Bank Cash Advances;
Welcome BonusEarn $200 cash reward bonus after spending at least $1K on purchases within 90 days from account opening;
RewardsGet a cash back of 1.5% on any transaction you make.

Bank of America® Unlimited Cash Rewards overview

The Bank of America® Unlimited Cash Rewards Credit Card deserves your attention if you’re looking for a cash rewards credit card.

This card is ideal for regular purchases due to its lack of an annual fee and its unlimited 1.5% cash back.

In addition, after spending $1,000 in the first 90 days after account opening, you will receive a $200 online cash rewards bonus.

As a debt relief tool, the 0% initial APR on balance transfers also doesn’t do very well compared to comparable credit cards.

Indeed, a longer period of time without interest is available elsewhere.

Bank of America® Unlimited Cash Rewards main features

Young successful businesswoman at workplace is satisfied with results of achievement at work smiling and using tablet computer, blonde programmer is testing new software in application
Bank of America® Unlimited Cash Rewards main features. Source: Adobe Stock

When choosing a credit card, it is essential to keep in mind the good and the bad about your options.

So check bellow its advantages and disadvantages below!

Pros 

  • Straightforward cash back rewards;
  • There is no low cash-back threshold;
  • Bonus cash is valid indefinitely;
  • There is no Annual Fee;
  • Enjoy an introductory APR period.

Cons

  • A cash back rate below 2% is below the industry average;
  • No other bank accounts can receive cash refunds.

Minimum credit score to apply

Since this is a credit card that offers several benefits, it requires good to excellent credit score.

How to apply for the Bank of America® Unlimited Cash Rewards?

Indeed, if you’re interested in earning rewards with a straightforward application process.

So keep reading our content and learn how to apply for the Bank of America® Unlimited Cash Rewards.

Bank of America logo

Apply Bank of America® Unlimited Cash Rewards

Learn how to apply for the Bank of America® Unlimited Cash Rewards and get unlimited 1.5% cash back on all purchases!

About the author  /  Giovanna Klein

Trending Topics

content

Nurse Career: Average Salary and Skills Necessary

Curious about nursing salaries and a Nurse Career? Our post breaks down the salary range for nurses, helping you navigate the complexities!

Keep Reading
content

$0 annual fee: Apply for HSBC Cash Rewards Mastercard® now

Learn how to apply for the HSBC Cash Rewards Mastercard® and earn rewards with your purchase - up to 14% additional cash back! Read on!

Keep Reading
content

Gel Nail Course by Courses for Success review

Get a full review of the Gel Nail Course from Courses for Success. You're one step close to becoming a professional nail technician! Read on!

Keep Reading

You may also like

content

How to apply for a job at Tidy: Get hourly pay

Learn how you can easily apply for a job opening at Tidy and jumpstart a rewarding career with flexible hours and great pay!

Keep Reading
content

Is there any difference between Transunion and Equifax?

Confused about the differences between TransUnion and Equifax? Learn what makes them different and how they compare in this friendly guide!

Keep Reading
content

Find a job at Panda Express: Extra perks and PTO!

Discover exciting opportunities and unlock your career potential with a job at Panda Express. Earn up to $40k a year, plus special benefits!

Keep Reading