Credit Cards
Barclaycard Forward Card review: up to £1,200 limit
This credit card promises a 3% reduction in your interest rate if you make your payments on time. Check out the Barclaycard Forward Card!
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0% on purchases in the first three months!
If you’re new to credit and looking for a smart option, check out our Barclaycard Forward Card review.
Barclaycard Forward Card: how to apply
Looking for a credit card that builds your credit? Then apply for Barclaycard Forward Card! 0% interest on purchases for 3 months! Read on!
This credit card helps you improve your credit while promising a 3% reduction in your interest rate! Keep reading and learn more!
Credit Score | Little or no credit history is required; |
Annual Fee | £0; |
Purchase APR | 0% for 3 months, 33.9% variable after; |
Cash Advance APR | 33.9% variable; |
Welcome Bonus | N/A; |
Rewards | N/A. |
Barclaycard Forward Card overview
Barclaycard Forward Card has benefits you won’t see often. Firstly, it promises a 3% rate reduction if you make your payments on time for the first year.
If you keep it going in the second year, you get another 2% reduction. Also, cardholders can enjoy 0% interest on purchases in the first three months.
Furthermore, they can count on free Apple subscriptions, such as Apple TV+, Apple Music, etc. However, this is only a free trial offer.
The annual fee will also pleasantly surprise you, as it does not charge any.
Also, the personalized credit limit offered by Barclaycard Forward Card can start low, at a minimum £50 credit limit. But you can increase it to up to £1,200.
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Barclaycard Forward Card main features
When deciding on your initial card – as this card was previously known – it is more than crucial to analyze any of the card’s features.
In this Barclaycard Forward Card review, we brought you its main features, including its highlights and where it may fall short.
Pros
- No credit score is required;
- 0% interest rate for the first three months;
- No annual/monthly fee is charged;
- Price promise – you could get up to a 5% interest rate reduction over 2 years if you keep on top of your repayments;
- Exclusive discounts and pre-sale tickets for selected live events;
- Online banking, mobile app, and text alerts to help you manage your card;
- You will be able to check your eligibility without hurting your credit score.
Cons
- High standard rate at 33.9% (higher than other offers);
- Credit limits can be low at a minimum of £50;
- 2.99% fee on overseas transactions;
- £12 late repayment fee.
Minimum credit score to apply
As a credit building credit card, this card does not require a minimum credit score.
It will help you improve your credit history while managing your financial life more easily.
How to apply for the Barclaycard Forward Card?
Once you review Barclaycard Forward Card features and benefits, you may get interested in applying for this credit-building credit card.
So if you want to learn how to apply for it, check out our next post.
Barclaycard Forward Card: how to apply
Looking for a credit card that builds your credit? Then apply for Barclaycard Forward Card! 0% interest on purchases for 3 months! Read on!
About the author / Giovanna Klein
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