Credit Cards
Chase Freedom Unlimited® Review: Earn an extra 1.5% cash back!
In this comprehensive review, we will cover everything you need to know about the Chase Freedom Unlimited® Card! 0% intro APR for 15 months!
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1.5% unlimited cash back and much more with your Chase Freedom Unlimited®
Can you imagine earning unlimited cash back on purchases? That’s what it feels like to have Chase Freedom Unlimited®; this review will explain it better.
Chase Freedom Unlimited®: how to apply
Follow these easy steps and learn how to apply for the Chase Freedom Unlimited® credit card. 0% intro APR on purchases and more!
This credit card is unbelievably rewarding for a credit card with a $0 annual fee. So read on and learn more about it!
| Credit Score | Good to Excellent – at least 670; |
| Annual Fee | $0; |
| Purchase APR | 20.49% – 29.24% variable (after the 0% period of 15 months); |
| Cash Advance APR | 29.99%. |
| Welcome Bonus | Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back! |
| Rewards | 5% cash back on travel purchased through Chase Ultimate Rewards®; 3% on drugstore purchases, dining, takeout, and eligible delivery services; 1.5% on everything else. |
Chase Freedom Unlimited® overview
The Chase Freedom Unlimited® is a cashback credit card offering generous purchase rewards. And it comes with a host of benefits!
Thus, cardholders can earn a flat 1.5% cashback on all purchases. But that’s not all! Some spending categories can give you 3% or even 5% back.
Also, if you’d like to maximize your earning, you’ll book your next trip through Chase Ultimate Rewards to capture 5% back into your pocket.
Indeed, the cashback rewards are unlimited, and you can redeem them for statement credits, direct deposits to your bank account, or gift cards.
Furthermore, the card offers purchase protection, extended warranty coverage, trip cancellation, and interruption insurance.
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Chase Freedom Unlimited® main features
While the Chase Freedom Unlimited® credit card has numerous benefits, let’s review its features to see if it also has some drawbacks.
Pros
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% – 29.24%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
- Member FDIC
Cons
- This outstanding financial product is not meant to be accessible, but it’s exclusive for people with excellent creditworthiness;
- It charges a foreign transaction fee.
Minimum credit score to apply
Indeed, not everyone who wants this credit card will be able to get one.
In order to become a Chase Freedom Unlimited® cardholder, you must perform an excellent credit score for them to review.
How to apply for Chase Freedom Unlimited®?
If you have what it takes to be a Chase cardholder, then applying for it will be pretty easy. So all you have to do is follow the instructions in the next post.
You’ll see how simple it is, and you do it before your tea gets cold.
Chase Freedom Unlimited®: how to apply
Follow these easy steps and learn how to apply for the Chase Freedom Unlimited® credit card. 0% intro APR on purchases and more!
About the author / Julia Bermudez
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