Credit Cards
Chase Sapphire Preferred® credit card review
Read this Chase Sapphire Preferred® review to learn everything about one of the most rewarding travel credit cards in the market today!
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Chase Sapphire Preferred® Card: more ways to earn points!
Are you on the hunt for an incredible travel rewards credit card? Then you won’t want to miss this comprehensive Chase Sapphire Preferred® credit card review!
How to apply for the Chase Sapphire Preferred®
If you're always on the move, the Chase Sapphire Preferred® credit card could be a fantastic option for your wallet! Check how to apply for it.
| Credit Score | Good – Excellent. |
| Annual Fee | $95. |
| Regular APR | 21.49% – 28.49% variable on purchases; 21.49% – 28.49% variable on balance transfers; 29.99% variable on cash advances. |
| Welcome bonus | New members can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. |
| Rewards | 5x points on travel through Chase Ultimate Rewards®. 2x on other travel purchases. 3x points on dining. 3x points on online grocery purchases. 3x points on select streaming services. 1 point per dollar spent on all other purchases. *terms apply |
With its stellar sign-up bonus, a wide range of redemption options, and additional travel benefits, this card has become a favorite for frequent travelers and savvy reward point collectors.
In this review, we’ll dive deep into its features, benefits, and potential drawbacks to help you determine if it’s the right card for your wallet. So read on!
Chase Sapphire Preferred® credit card overview
The Chase Sapphire Preferred® credit card is a top-tier travel rewards card. With up to 5x points on travel, 3x points on dining and 1x on all other purchases, it’s tailored for those who frequently dine out or travel.
The card’s redeeming feature lies in its flexibility—points can be used via the Chase Ultimate Rewards® portal or transferred 1:1 to a variety of travel partners.
Additional perks, such as trip insurances and no foreign transaction fees, make it a strong travel companion.
While it does have an annual fee of $95, the benefits can easily outweigh the cost for regular travelers.
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Chase Sapphire Preferred® credit card main features
With this card, you can enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit.
Pros
- 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®;
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more;
- Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more;
- Get complimentary access to DashPass, which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024;
- Member FDIC.
Cons
- Requires a good to excellent score;
- No airport lounge access.
Minimum credit score to apply
To apply for this Chase credit card, you will need a good (690) to excellent (850) credit record. And some other requirements apply.
As mentioned in their terms and conditions, depending on your score and the information provided, you may get a card with different costs. Or, sadly, you may not get approved at all for the card.
How to apply for the Chase Sapphire Preferred® credit card?
This card has very simple application process. You can even apply for it online or through the mobile app. So, if you are interested in getting this amazing travel credit card, read our post about how to apply for it!
How to apply for the Chase Sapphire Preferred®
If you're always on the move, the Chase Sapphire Preferred® credit card could be a fantastic option for your wallet! Check how to apply for it.
About the author / Aline Barbosa
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