Credit Cards
Discovery Bank Gold Card review: earn up to 40% back
Not everything that shines is gold, but this credit card is a gem for sure. check this Discovery Bank Gold Card review and see its extensive list of benefits.
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The Discovery Bank Gold Card offers 55 days interest-free on select transactions
If you live in South Africa and you need a credit card that is both affordable and advantageous, this Discovery Bank Gold Card review is worth reading.
Discovery Bank Gold Card: how to apply
Are you wondering how to apply for the Discovery Bank Gold Card? Wonder no more! Read on and learn how you can earn up to 40% cashback!
Even the most basic credit card issued by Discovery will already amaze you with its benefits. Enjoy a rewards credit card for less than R100 per month.
| Min. Monthly Income | R90 (or R100,000 to R$350,000 annually); |
| Initiation Fee | R150 to R185; |
| Monthly Fee | R90; |
| Interest Rate | From 14.25% to 18.25%; |
| Rewards | 40% cash back for qualified purchases on HealthyFoods items at Pick n Pay or Woolworths. 10% cash back for Uber rides and fuel at BP and Shell. For each R1 you earn in rewards, you’ll also get 10 discovery Miles to enjoy travel benefits. |
Discovery Bank Gold Card overview
The Discovery Bank Gold Card is worth its price. That is, for only R90 per month, you get access to many benefits and rewards.
Firstly, this credit card will give you cash back for very convenient daily purchases. Thus Uber rides, fuel, and food will earn you rewards!
Secondly, your rewards will generate travel rewards. You’ll also get Discovery Miles to redeem for flight tickets, hotel accommodations, or even cash.
Also, to help you manage money like a pro, Discovery offers Vitality Money. So this financial tool will give you tips on finances and reward your progress.
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Discovery Bank Gold Card main features
Can you believe that Discovery Bank Gold Card is the most basic of the Discovery credit cards?
After all, this is a card that offers cash back, travel rewards, and savings!
Look at the pros and cons, and read this Discovery Bank Gold Card review to ensure you fit into this card.
Pros
- Cashback rates can go as high as 40%;
- Discovery Miles: turn your purchases into travel perks and redeem your miles for flights, accommodations, and more;
- Open as many savings accounts as you need to organize your money;
- Vitality Money premium account rewards your good financial behavior;
- Use your Discovery Bank Gold Card through Apple Pay with contactless payment;
- Enjoy 55 days of interest-free credit on select transactions.
Cons
- You need a minimum R100 000 annual income to qualify for this credit card;
- The interest-free period lasts only 55 days;
- Discovery charges a foreign transaction fee.
Minimum credit score to apply
This credit card is full of premium benefits. For example, you can earn cashback and points for every purchase.
So, to qualify for the Discovery Bank Gold Card, you’ll need an excellent credit score and at least R100 000 annual income.
How to apply for the Discovery Bank Gold Card?
As your could notice, Discovery is a reliable financial institution and will help you find the best credit card account.
If you’re interested in applying for the Discovery Bank Gold Card, read the following post, and we’ll show you how the application process works.
Discovery Bank Gold Card: how to apply
Are you wondering how to apply for the Discovery Bank Gold Card? Wonder no more! Read on and learn how you can earn up to 40% cashback!
About the author / Julia Bermudez
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