Credit Cards

First Digital Mastercard® review: Nationwide acceptance!

Are you trying to build and establish a healthy credit score? Then check out our First Digital Mastercard® review to see how this card can help you!

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First Digital Mastercard®: Qualify with limited credit and build it!

First Digital Mastercard®
Learn all about this card in our First Digital Mastercard® review. Source: Ok Save Money.

This card combines the features of debit and credit cards, offering convenience. Read our First Digital Mastercard® review for an in-depth overview!

First Digital Mastercard®

First Digital Mastercard®: how to apply

Apply for the First Digital Mastercard® credit card and build credit fast! This card accepts applicants with limited credit! Keep reading to learn more!

Therefore, let’s take a closer look at its features, pros, and cons to help you decide. So without further ado, let’s get started with our First Digital Mastercard® review!

Credit ScorePoor/Damaged/Fair.
Annual Fee$75 annual fee for the first year; after that, $48 annually.
Purchase APR35.99% variable.
Cash Advance APR35.99% variable.
Welcome BonusNone.
Rewards1% cash back when you pay your credit card bill.

First Digital Mastercard® overview

The First Digital Mastercard® is a credit card offered by First Digital Bank. And it comes with some great features for it clients.

Thus, it is designed for individuals with little to no credit history and looking to build their credit score.

Furthermore, as a MasterCard Credit Card, the First Digital Mastercard® is accepted nationwide and requires no security deposit.

In addition, it offers Mastercard Credit Card security, such as Zero Liability Protection and ID Theft Protection.

Lastly, it provides a fast and simple application process! Thus, you can access the result in as little as 60 seconds.

First Digital Mastercard® main features

First Digital Mastercard® benefits page
Learn more about the pros and cons in our First Digital Mastercard® review. Source: First Digital Mastercard®.

This card offers an easy online application and a fast response.

Also, it does not require perfect credit, which might be interesting if you are working to rebuild your credit.

Then check below the pros and cons in our First Digital Mastercard® review:

Pros 

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card.
  • Checking Account Required.
  • $300 credit limit (subject to available credit).
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details.
  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC.

Cons

  • Charges annual fee of up to $75.
  • You need a checking account to apply.
  • There’s a $95 one-time program fee.
  • High APR.

Minimum credit score to apply

Indeed, the First Digital Mastercard® credit card considers people with bad or poor credit.

As a result, it is a great opportunity for those who want to build and rebuild their credit scores!

How to apply for the First Digital Mastercard®?

The First Digital Mastercard® application is quite pretty simple, and promises a result in 60 seconds upon completion of the online application.

Do you want to learn more? Then check on the next post on how to do it!

First Digital Mastercard®

First Digital Mastercard®: how to apply

Apply for the First Digital Mastercard® credit card and build credit fast! This card accepts applicants with limited credit! Keep reading to learn more!

About the author  /  Giovanna Klein

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