Committing your money to any type of investment has to be a well thought movement. Find out which investments pay a monthly income in South Africa.

This is a smart way to start receiving your investment earnings right away. So, check the list we’ve made on the following and learn more.

In the past, investing was something only businesses and rich people would think and talk about. Like it was meant for just a fraction of the population.

Fortunately, with the expansion of internet access and experts sharing free knowledge, more people know about the importance of investing money.

Investing is the only way to build wealth, and that’s the real richness. You have to make your money last, independent of your job status.

But while some types of investments are made for the long term, others can start to give you back within a few months.

Check our list of 7 investments that pay monthly income in South Africa:

REITs are the easiest and cheapest way to invest in real Estate. Instead of buying a full property, you can buy stocks on an Equity REIT.

This way, you become the owner of a tiny fraction of a house or building.

Usually, REITs consist of commercial or domestic condos, like malls and apartments.

Each month, you’ll receive a proportional part of the rent that has been paid to the REIT managing company.

If you have some spare money to invest and know how to deal with risk, you can put your investments in a peer-to-peer (P2P) LENDING.

It works like this: you’ll find an intermediary to match you with someone who wants to borrow money.

They will then repay you with interest over the months.

The risk consists of the borrower delaying or neglecting the payment.

In this case, the intermediary may assume some installments until the borrower starts to repay the loan again.

Although this type of investment is usually used to save and earn money in the long term, you can also use it to pay your monthly income in South Africa.

The bank will offer you an account to deposit a certain amount of money for a specified amount of time. Each month it will accrue interest.

You can opt to withdraw this interest or to keep it in the account until it matures.

However, you can not take your money off the account before the agreement. This will cause you to pay a penalty fee and lose money instead of earning it.

Some companies will pay monthly dividends to those who buy stocks and become investors.

We recommend you invest in a High-Dividend Yield Company. This way, you’ll have a higher monthly income and can even reinvest your money.

ETFs are an excellent option for beginners. It consists of a basket of diversified securities, which provides you with a diversified portfolio.

These funds will track some index performance and tend to be stable and safe investments, thanks to their variety and third part management.

However, not every Exchange Traded Fund investment will pay you a monthly income in South Africa.

Look for those who pay monthly dividends if that’s your goal. Otherwise, you can look for the best performance in the long term.

Union makes us stronger, right? At least with this type of investment, it does!

You’ll get together with other investors to make a pull of investments with similar goals. You’ll share the costs and the earnings of this investment.

While most Unit Trusts have a long-term investment in mind, You can find Unit Trusts that pay monthly income in South Africa.

This is a great way to grow your money or to keep it safe for the future.

This is definitely the most expensive investment on this list, but we couldn’t pass to mention it.

Most people consider buying a house as one of the best forms of investment. That’s because most properties will increase in value over time.

And while you own it, you can rent it to someone else to make a passive monthly income. And if you’d like to recover your investment, you can sell it.

But remember that you’ll have to deal with tenants, and you can have some problems if they can accomplish to pay your rent for some reason.

When it comes to investments, there is no one-size-fits-all. You must consider your financial situation, expertise level, and ability to deal with stress.

Think about this equation: the higher the risk, the higher the chance of earning and losing money. The other way around is also true.

So, if you wish to earn a lot of money fast with investments, you need a lot of cold blood to deal with high risk and uncertainty.

But if you have patience and vision in the long run, a stable and low-risk investment will grace you just fine in the future.

Again, the is no right or wrong. Don’t make harsh decisions; choose the best for your portfolio and financial strategy.

Are you wondering how to make money fast in South Africa? Don’t worry! We’ve gathered the best tips to help you!

Read our following article and learn more!