Credit Cards
$750 credit limit, no credit check: NetFirst Platinum Card review
Wondering if the NetFirst Platinum card is right for you? Read our review to find out how to get an excellent credit limit! Let's get started!
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The NetFirst Platinum Card is your key to a new online shopping experience
Are you tired of being stuck with no credit because of your poor credit score? Look no further because this Netfirst Platinum Card review.
Quick and Easy: Apply for NetFirst Platinum Card
Would you like to apply for the NetFirst Platinum Card? Read this guide to learn how to submit your application online.
This credit card offers a unique opportunity for people with bad credit scores to purchase at the Horizon Outlet. So keep reading and learn more!
| Credit Score | Poor – Average; |
| Annual Fee | The monthly $14.77 membership fee equals $177.24 per year; |
| Purchase APR | None! This card will charge no interest on your balance; |
| Cash Advance APR | N/A; |
| Welcome Bonus | Not Offered; |
| Rewards | The Netfirst Platinum card does not feature any program to reward your purchases. |
NetFirst Platinum Card overview
The NetFirst Platinum card has a very specific role: to allow you to shop at the Horizon Outlet website. And that’s it. There is nothing else you can use it for.
Just keep in mind that this card doesn’t report to credit bureaus, so it won’t help you improve your current situation.
But it can be an easy solution if you’re struggling to get a credit card and you need to shop for clothes, shoes, or household items.
Also, you’ll instantly get a $750 credit limit, and you can carry a balance with no APR and split a big purchase into small monthly payments.
Generally, this card does what it promises. That way, you can consider a secured card to build credit and use for other merchants and bills.
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NetFirst Platinum Card main features
Further, let’s review the pros and cons of this NetFirst Platinum card review.
Thus, you can better decide about getting one or choosing a different card.
Pros
- No credit check, and people with all types of credit scores can apply for it;
- Interesting credit limit, no matter your creditworthiness;
- Member Benefits include very useful services like credit monitoring, roadside assistance, identity theft protection, and others;
- Easy to apply with instant approval.
Cons
- The NetFirst Platinum card can only be used at the Horizon Outlet website, as it is a store card and not a regular credit card;
- It will not build your credit history, so it will not make any improvement in your finances in the long term;
- The monthly fee will result in almost $200 per year in fees, which could be better used for a secured credit card or other cards that build credit.
Minimum credit score to apply
Indeed, people with damaged credit scores can apply for this card and get the chance to use the $750 credit limit on the Horizon Outlet website.
How do you get the NetFirst Platinum Card?
Now that you know how this card works, and you know it is not a regular credit card. You can opt to apply for it if it suits your specific shopping needs.
Thus, the application is easy and simple, and we’ll tell you more about it in the link below.
Quick and Easy: Apply for NetFirst Platinum Card
Would you like to apply for the NetFirst Platinum Card? Read this guide to learn how to submit your application online.
About the author / Julia Bermudez
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