Credit Cards
OpenSky® Plus Secured Visa® Credit Card review
Searching for a credit card that truly puts you first? Our review of the OpenSky® Plus Secured Visa® Credit Card highlights its pros and cons to help you choose!
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Unlocking Credit Opportunities with the Power of OpenSky® Plus
Reaching financial stability and credit growth can feel dauting. But fear not! In this review, you’ll know the Opensky® Plus Secured Visa® credit card.
How to easily apply for the OpenSky® Plus Secured
Tired of being turned down for credit? Say hello to a fresh start and learn how to apply for the OpenSky® Plus Secured Visa® Credit Card!
A powerful financial tool designed to empower you, rebuild your credit, and pave the way for a brighter financial future. Get ready to unlock the secrets!
| Credit Score | No Credit/Poor/Fair. |
| Annual Fee | Enjoy a $0 annual fee. |
| Purchase APR | 29.99% (variable). |
| Cash Advance APR | Also 29.99% (variable). |
| Welcome Bonus | None. |
| Rewards | This card will not offer you rewards for your purchases. |
OpenSky® Plus Secured Visa® Credit Card overview
The OpenSky® Plus Secured Visa® Credit Card is your key to unlocking a world of financial possibilities.
Whether you’re just starting your credit journey or looking to bounce back, the OpenSky® Plus Secured Visa® Card provides the support you need.
With a simple application process, no credit check, and a low annual fee, it’s accessible to a wide range of individuals.
Moreover, by responsibly managing your credit with this card, you can improve your credit over time and gain access to more favorable financial opportunities.
So don’t let your credit history define your future – take control with the OpenSky® Plus Secured Visa® and open doors to a brighter financial tomorrow.
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OpenSky® Plus Secured Visa® Credit Card main features
Before you make a decision, it’s important to weigh the pros and cons to ensure it aligns with your needs and goals.
So, let’s review the pros and cons of the OpenSky® Plus Secured Visa® Credit Card:
Pros
- No annual fee.
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments.
- Get considered for an unsecured credit line increase after 6 months – no additional deposit.
- Monitor your credit progress with free access to your FICO Credit Score.
- Reports to all 3 major credit bureaus monthly to establish and build credit history.
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay.
- Secure your credit line with a refundable security deposit – as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device.
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule.
- Now you can make smaller partial payments towards funding your security deposit over 60 days.
- Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit.
Cons
- To obtain this credit card, you will need to provide a refundable security deposit. While this helps establish your creditworthiness, it does require upfront funds.
- Unlike some other credit cards, the OpenSky® Plus Secured Visa® Credit Card doesn’t offer a rewards program. Therefore, you won’t earn points, cashback, or other rewards on your purchases.
Minimum credit score to apply
No worries about your credit score! When it comes to the OpenSky® Plus Secured Visa® Credit Card, they don’t set a specific minimum requirement.
This credit card issuer understands that everyone’s credit history is unique. Also, it’s designed to help folks with limited or poor credit scores get back on track.
How to apply for the OpenSky® Plus Secured Visa® Credit Card?
Indeed, applying for the OpenSky® Plus Secured Visa® Credit Card is a breeze!
They’ve made it super simple and straightforward, so you can get started on your credit-building journey with ease.
So, if you’re ready to take the next step towards financial freedom, check our full application guide on the link below!
How to easily apply for the OpenSky® Plus Secured
Tired of being turned down for credit? Say hello to a fresh start and learn how to apply for the OpenSky® Plus Secured Visa® Credit Card!
About the author / Julia Bermudez
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