Credit Cards
Wells Fargo Reflect® Card review: 0% intro APR
See how you can benefit from the Wells Fargo Reflect® Card and start building your credit history today. Enjoy $0 annual fee! Read on!
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Build credit fast with the Wells Fargo Reflect® Card
Have you been educated on credit use? Wells Fargo Reflect® Card will help you with that, and you’ll see how it can be a good tool by reading this full review.
Wells Fargo Reflect® Card: how to apply
If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!
Most credit cards secretly want you to spend more and give them a large part of it. But Wells Fargo teaches you how to save. So read on to understand.
Credit Score | At least 690 – but the higher your creditworthiness, the lower your interest rates will be; |
Annual Fee | $0 annual fee; |
Purchase APR | Up to 21 months of 0% APR, 17.74% to 29.74% after; |
Cash Advance APR | 29.99% APR for cash advances; |
Welcome Bonus | N/A; |
Rewards | The Wells Fargo Reflect® Card is not a rewards credit card. |
Wells Fargo Reflect® Card overview
It is incredibly easy to slip into your credit limit and get into debt. But not with the Wells Fargo Reflect® Card!
Firstly, it has a 0% intro APR for up to 21 months (18 standard months plus 3 bonus months for on-time payment).
Indeed, that’s one of the main reasons this card has been awarded to the major credit specialists as one of the best credit cards for a balance transfer.
Indeed, this credit card has no rewards program or fancy benefits.
But you might want to transfer your credit card balance to save money – as it can be better than any cashback or gift card.
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Wells Fargo Reflect® Card main features
Luckily, cashback is not the only benefit a credit card can offer.
Let’s take a closer look at Wells Fargo Reflect® Card and review its pros and cons!
Pros
- The flagship benefit is, of course, the 0% intro APR. You’ll have it for at least 18 months;
- You’ll get rewards with 3 extra months of 0% intro APR;
- $0 annual fee;
- Get access to the My Wells Fargo Deals. Shops with Wells Fargo partners to get exclusive benefits – including cash back;
- $600 cell phone insurance;
- Enjoy roadside protection;
- Wells Fargo Reflect® Card provides educational content about credit score and credit using through Credit Close℠ and lets you review your credit history.
Cons
- It lacks the traditional cashback or points rewards program most people look for in credit cards;
- It is available only for people with high credit scores
Minimum credit score to apply
Check your credit score before applying for the Wells Fargo Reflect® Card. If it’s not at least 690, you won’t be approved.
Also, you cannot apply for more than one Wells Fargo product in less than 6 months.
How to apply for the Wells Fargo Reflect® Card?
Do you want to add a rewards no-annual-fee credit card to your wallet? Well, who doesn’t?
Check the application guide we’ve made to help you with that on the following link.
Wells Fargo Reflect® Card: how to apply
If you’d like to apply for the Wells Fargo Reflect® Card to enjoy the 0% intro APR, you’re in the right place. Read on to learn how to do it!
About the author / Julia Bermudez
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