Credit Cards
Post Office Money Classic Credit Card review
Looking for a new credit card? This Post Office Money Classic Credit Card review will give you the answer you need. 0% intro APR for up to 12 months! Read on!
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Build credit and pay £0 annual fee with the Post Office Money Classic Credit Card
A credit builder card doesn’t have to be expensive or complicated. This review will show you how the Post Office Money Classic Credit Card works.
Apply for Post Office Money Classic Credit Card
Learn how to apply for the Post Office Money Classic Credit Card. £0 annual fee! Read on to find out how to do it!
While you can split your purchase into smaller installments, making regular payments will build a positive credit history. So read on to learn more.
Credit Score | No need to present any minimum credit score to apply; |
Annual Fee | No annual or monthly fee; |
Purchase APR | 0% intro APR for 12 months; 19.9% to 34.94% variable after; |
Cash Advance APR | £3 or 3%, whichever is greater; |
Welcome Bonus | This Capital One’s credit card offers no intro bonus; |
Rewards | This credit card offers no rewards program of any kind. |
Post Office Money Classic Credit Card overview
As a representative of Capital One, Post Office issues this credit card design toward people with poor credit scores looking to rebuild them.
Thus, the Post Office Money Classic Credit Card has a £0 annual fee for a credit limit that ranges from £200 up to £8,000.
Also, it does not require a minimum credit score to apply. However, your creditworthiness will impact your purchase interest rate.
You can use this card to split your purchases, but it can be a bad idea if you get the highest interest rate.
Moreover, the main goal of this credit card is to use it responsibly and strategically to build your credit.
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Post Office Money Classic Credit Card main features
While most credit cards for people with low credit scores will charge you maintenance fees, this credit card will not!
Then check the pros and cons of the Post Office Money Classic Credit Card we’ve found in this review:
Pros
- You can apply to know in advance if you’ll be approved or not with the eligibility check form;
- This Mastercard is accepted virtually everywhere;
- Use this card to make your purchases and pay on time to build credit;
- Enjoy the 0% intro balance transfer fee and purchase interest rate and save money.
Cons
- The interest rate can be salty! Depending on your creditworthiness, it can go up to 34.94%, making it a bad choice to carry a balance;
- The Post Office Money Classic Credit Card offers no rewards for your card usage or on-time payments;
- You must pay a 3% or at least £3 each time you withdraw cash.
Minimum credit score to apply
So, this is the best part: there is no minimum credit score to apply for the Post Office Money Classic Credit Card!
You must be at least 18 years old and fill out the eligibility check form.
How to apply for the Post Office Money Classic Credit Card?
Does the Post Office Money Classic Credit Card suit your needs? If you need a credit card but you have poor credit, this card is a good option.
Read our following content on how to apply for it and improve your credit history with the help of Post Office Money.
Apply for Post Office Money Classic Credit Card
Learn how to apply for the Post Office Money Classic Credit Card. £0 annual fee! Read on to find out how to do it!
About the author / Julia Bermudez
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