Credit Cards
Zopa Credit Card: how to apply
Nobody has time for complicated application processes anymore. Learn how to apply for the Zopa Credit Card with ease. No annual fee!
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Zopa has an excellent Credit Card for everyday use, and the application is easy!
Most people nowadays prefer an easy way to deal with finances. That’s a good reason to apply for the Zopa Credit Card and enjoy its modern features.
You’ll get plenty of autonomy to check your payments. Keep reading to see how the application process works and how to get this credit card.
Apply for the card: Online
Before you apply for the Zopa Credit Card, you can check your eligibility. This way, you’ll not waste a credit check on a credit card you’re not getting.
To do this, access Zopa’s website and see the “check my eligibility” button on the first page. Click on it, and you’ll be redirected to a form.
This form has 12 questions about your personal info, address, finances, and employment. Just the usual for a credit card application. Pay attention when filling out the form.
Zopa will analyze your profile and give you an answer. If you’re eligible, you’ll receive the credit card offer and can complete the application as they say.
Also, you must send some documents. Lastly, getting your card can take a few days to get approved and 10 days.
You will be redirected to another website
Apply for the card: Mobile App
Indeed, their mobile app will manage everything related to your Zopa Credit card. So, having a suitable smartphone is a basic requirement.
However, per the previous instructions, you must apply for the Zopa Credit Card on the website. Once you’re approved, you can download the app.
Thus, the mobile app has useful features, including setting aside a portion of your credit limit. So it will help you build your credit score!
Zopa Credit Card or Post Office Money Classic Credit Card?
As life is made of choices, choosing a credit card is just another decision in your adult life. But luckily, you have plenty of options to choose from.
Here, we’ll present you with an alternative if you’re unsure about the Zopa Credit Card but need a credit card to build credit.
The Post Office Money Classic Credit Card has similar features and will cost you nothing yearly.
Let’s put their features in the comparative table below, and you’ll see how they perform side-by-side.
Zopa Credit Card | Post Office Money Classic Credit Card | |
Credit Score | Not disclosed, but as a credit-builder card, it must accept applicants with low scores; | No need to present any minimum credit score to apply; |
Annual Fee | You won’t have to pay even a penny for this card in monthly or annual fees; | No annual or monthly fee; |
Purchase APR | Variable 34,9%; | 0% intro APR for 12 months; 19.9% to 34.94% variable after; |
Cash Advance APR | 34,9% (v); | £3 or 3%, whichever is greater; |
Welcome Bonus | Unfortunately, no welcome bonus is offered; | None; |
Rewards | The Zopa Credit Card offers no rewards. | No rewards. |
Both cards are suitable for low-score. So, if you’d like to apply for the Post Office Money Classic Credit Card, check the following content.
Apply for Post Office Money Classic Credit Card
Learn how to apply for the Post Office Money Classic Credit Card. £0 annual fee! Read on to find out how to do it!
About the author / Julia Bermudez
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