Loans
Lifestyle Personal Loans: all you need to apply
Get the financial help you need to achieve your goals. Pay no origination fee and enjoy flexible repayment terms! Keep reading and learn more!
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Borrow the amount you need with Lifestyle Personal Loans simple online application process
Whether after some extra money to put towards a dream holiday or make a home improvement, you can apply for Lifestyle Personal Loans!
The online application process will save you headaches with unnecessary paperwork. So keep reading to see the eligibility requirements and more!
Apply for the loan: Online
If you’re ready to change your financial situation, apply to LifeStyle Personal Loans for a personalized loan offer.
Determine the amount you’d like to borrow and the terms, and you’ll have a first look at your possible offer. Further click “get my quote” to proceed.
It will take you no more than 5 minutes to apply if you already know your ID number, address, contact, and financial information.
After you finish this application, you must inform your bank account with consent.online, so they can read only your bank history.
After a few days, Lifestyle will send you an answer with a loan offer or denial. If you got the offer, proceed as they say to complete the application.
You will be redirected to another website
Requirements
- You must be a permanent Uk resident;
- At least 18 years old;
- No bad credit history for the last couple of years, such as bankruptcy, frequent late payments, debt, or too many loans.
Apply for the loan: Mobile App
You can apply for Lifestyle Personal Loans using your internet browser. So proceed as per the previous instructions.
However, no mobile app exists to apply for or track your loan payments.
Lifestyle Personal Loans or Koyo Personal Loans?
Would you like to compare Lifestyle Personal Loans to have a better overview? Let’s do it! Know Koyo Personal Loans.
Indeed, Koyo Personal Loans have a personalized rate and higher amounts available, giving you a great loan offer if you have a good credit history.
On the other hand, Lifestyle Loas have no fees and fixed rates, but the loan amounts are smaller, and the interest rate is up to 49.9%.
Indeed, both lenders use Open Banking to analyze your application. So check the comparative table.
| Lifestyle Personal Loans | Koyo Personal Loans | |
| APR | Fixed at 49.9% for all personal loans; | Personalized, ranging from around 28% to 36.9%; |
| Loan Purpose | Buy a car, make home improvements, consolidations, or any other purpose you want to give to your loan; | Loans for many different purposes: home improvement, debt consolidation, car loans, and any other purpose you’d like to use your money for; |
| Loan Amounts | From £1,000 to £5,000; | From £3,001 up to £12,000; |
| Credit Needed | There is no specific credit score requirement. however, people with recent bad credit histories will not be accepted; | You’ll need a good or excellent credit score, even if you don’t have a long credit history; |
| Terms | From 12 to 60 months; | 6 months to 5 years; |
| Origination Fee | No origination fee; | Not disclosed; |
| Late Fee | Not disclosed; | Not disclosed; |
| Early Payoff Penalty | Not disclosed. | There is no early payoff penalty; you can pay your loan immediately. |
So if you think Koyo Personal Loans are a better fit for your financial needs, you can learn more about them here in this blog.
Just check the following link, and you’ll see the application review with eligibility requirements and much more.
Koyo Personal Loans: all you need to apply
Take a look at this blog post and discover how easy it is to apply for Koyo Personal Loans. Borrow up to £12,000 in no time! Read on!
About the author / Julia Bermudez
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