Credit Cards

First Progress Platinum Select Mastercard® Secured Credit Card review

Looking for a reliable and rewarding card to build or rebuild credit? Then check out our First Progress Platinum Select Mastercard® Secured Credit Card review!

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Earn worldwide prestige and 1% cash back on all card payments!

First Progress Platinum Select Mastercard® Secured Credit Card
Learn all about this card in our First Progress Platinum Select Mastercard® Secured Credit Card review. Source: OK Save Money.

Have you had a few hiccups on your credit journey? Then check out this First Progress Platinum Select Mastercard® Secured Credit Card review to learn how to fix it!

First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select application

Learn how to apply for the First Progress Platinum Select Mastercard® Secured Credit Card and open the door to a better credit score today!

Getting a secured card is a great way to build and establish a healthy credit score. And with low APR and annual fee, it’s even better! Check some of the features of the First Progress Platinum Select next.

Credit ScorePoor/Limited/No Credit.
Annual Fee$39.
Purchase APR19.24% variable.
Cash Advance APR25.24% variable.
Welcome BonusNone, currently.
Rewards1% cash back on card payments.

First Progress Platinum Select Mastercard® Secured Credit Card overview

Issued by Synovus Bank, Member FDIC, the First Progress credit cards are here to help people with challenging credit histories to rebuild their scores.

Among its best products, the First Progress Platinum Select Mastercard® Secured Credit Card stands out amongst the rest.

That’s because it offers cash back rewards, which is not very common for this type of credit card. When you make your card payments, you’ll get 1% back.

Since this is a secured card, you won’t run the risk of further debt by overdraft. First Progress reports all monthly payments to credit bureaus, which will help you build your score.

First Progress Platinum Select Mastercard® Secured Credit Card main features

First Progress Platinum Select Mastercard® Secured Credit Card
Learn the pros and cons to this card. Source: OK Save Money.

Check the advantages and drawbacks of the card next in our First Progress Platinum Select Mastercard® Secured Credit Card review.

Pros 

  • 1% Cash Back Rewards on payments.
  • Choose your own credit line – $200 to $2000 based on your security deposit.
  • Build your credit score.¹ Reports to all 3 credit bureaus.
  • No minimum credit score required for approval!
  • Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Cons

  • It charges a $39 annual fee. You can find some secured card options with no annual fee.

Minimum credit score to apply

First Progress does not have any minimum score requirements for their credit products. That means you can request this card and get it even with no credit history or a low score.

Since your deposit will work as a collateral, your approval odds are greater with First Progress than most card companies.

How to apply for the First Progress Platinum Select Mastercard® Secured Credit Card?

If you’ve enjoyed our First Progress Platinum Select Mastercard® Secured Credit Card review and would like to apply, we can help.

In the following link, you’ll learn every step of the application process. So don’t wait any longer! Read on for more.

First Progress Platinum Select Mastercard® Secured Credit Card

First Progress Platinum Select application

Learn how to apply for the First Progress Platinum Select Mastercard® Secured Credit Card and open the door to a better credit score today!

About the author  /  Julia Bermudez

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