Loans
Lifestyle Personal Loans review: no hidden fees!
Some personal loans have many fees and complicated applications. But not Lifestyle Personal Loans. Qualify for personalized rates! Read on!
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Get up to £5,000, fast and easy with Lifestyle Personal Loans
Let’s review Lifestyle Personal Loans features and see why it is a good option. This established lender in the UK is here to lend a helping hand.
Lifestyle Personal Loans: all you need to apply
From details on eligibility to the necessary documents, this guide will help you easily apply for Lifestyle Personal Loans. Up to £5,000.
Lifestyle Personal Loans make applying for a loan straightforward and stress-free! So read on to find out more about this lender.
APR | Fixed at 49.9% for all personal loans; |
Loan Purpose | Buy a car, make home improvements, consolidations, or any other purpose you want to give to your loan; |
Loan Amounts | From £1,000 to £5,000; |
Credit Needed | There is no specific credit score requirement. However, people with recent bad credit histories will not be accepted; |
Terms | From 12 to 60 months; |
Origination Fee | No origination fee; |
Late Fee | Not disclosed; |
Early Payoff Penalty | Not disclosed. |
Lifestyle Personal Loans details
If you live in the UK and want a hassle-free process, check out Lifestyle Personal Loans. They operate online, and the process is simple.
Thus, they offer loans of up to £50,000, which can be paid back over five years. Also, applicants can get pre-approved in as little as 24 hours.
Lifestyle uses Open Banking to read your bank account history to check your eligibility. This will help them to understand your financial profile.
So don’t worry about paying upfront fees, as there aren’t any. However, the fixed APR rate is high, and your loan will cost you 49.9% in interest.
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Lifestyle Personal Loans: pros and cons
Indeed, Lifestyle Personal Loans offer UK citizens the unique opportunity to apply for flexible and straightforward financing tailored through their plan.
But just like any other lender, you should always review the pros and cons, and that’s what we’ll do now with Lifestyle Personal Loans.
Pros
- No upfront fees and no hidden fees;
- Loan amounts range from £1,000 to £5,000, with up to 60 months to repay it;
- Lifestyle Personal Loans analyze your whole financial situation, and not only your credit score and income, to approve your application;
- Quick access to funds.
Cons
- A high fixed interest rate of 49,9%;
- Some banks do not provide open banking data, which means you can not apply for Lifestyle Personal Loans if you have your bank account in any of these banks.
What is the minimum credit score to apply?
Lifestyle Personal Loans will consider your credit history and spending habits, and not only your credit score.
However, you will not qualify for their loans if you have a bad credit history for the last couple of years and do not have a positive profile.
Lifestyle Personal Loans: steps to apply
Now that you know how Lifestyle Personal loans work, have you decided to apply for them?
Good call! So make sure to access their website and read all of their information.
And to help you apply easily, we’ve made an application guide, so you know what you’ll find in the application process. Read it on the following link.
Lifestyle Personal Loans: all you need to apply
From details on eligibility to the necessary documents, this guide will help you easily apply for Lifestyle Personal Loans. Up to £5,000.
About the author / Julia Bermudez
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