Credit Cards
Zopa Credit Card review: £0 annual fee
Zopa Credit Card offers an efficient mobile app for you. Enjoy up to £2,000 credit limit. This is our Zopa Credit Card review.
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Get rid of your old-fashion bank and get your Zopa Credit Card!
Times are changing, and so is the way we’re banking. This Zopa Credit Card review will show a few reasons to apply for this modern card.
Zopa Credit Card: how to apply
We’ll tell you how to apply for the Zopa Credit Card, and you’ll see how simple and efficient it is. Pay no annual fee! Read on!
With a different approach, this card has won over many consumers in the UK. If you’re curious about this card’s features, keep reading his informative post.
Credit Score | Not disclosed, but as a credit-builder card, it must accept applicants with low scores; |
Annual Fee | You won’t have to pay even a penny for this card in monthly or annual fees; |
Purchase APR | Variable 34,9%; |
Cash Advance APR | 34,9% (v); |
Welcome Bonus | Unfortunately, no welcome bonus is offered; |
Rewards | The Zopa Credit Card offers no rewards. |
Zopa Credit Card overview
Many UK residents already know Zopa for its personal loan offers. Now, you can count on Zoap to get a credit card too.
Thus, Zopa Credit Card communicates pretty well with the younger audience, with a modern approach toward finances and a focus on online services.
Everything is done online, through their website, from the application process to the account management, but especially on the mobile app.
Moreover, this mobile app comes with very useful features for those needing a good tool to manage their finances.
The purchase and cash APR is a little salty, but if you pay your bill on time, you’ll have no problem with its rates and will build a great credit score.
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Zopa Credit Card main features
Zopa Credit Card has no fancy rewards, but it will go straight to the point: an efficient credit lien to help you use credit and build your score.
And as there are many cards with this same purpose, read the pros and cons of this Zopa Credit Card review:
Pros
- Easy to apply and manage online;
- The mobile app helps you manage your finances with efficient features, such as balance updates, alarms, automatic payments, etc;
- No annual fee is charged for you to use the Zopa Credit Card;
- Initial credit limit ranges from £200 to £2,000;
- No foreign transaction fees.
Cons
- This is not a car to carry a balance over the months, as the high APR rates can cost you a lot of money;
- The Zopa Credit Card has no cashback or rewards, but that’s not typical on a credit-building card.
Minimum credit score to apply
Zopa does not disclose a minimum credit score. However, this card is designed for people looking to rebuild their scores.
But you can check your eligibility before any hard check is made on your credit score, which is great for those with a damaged score.
How to apply for the Zopa Credit Card?
Like everything related to this credit card, the application process is also online and straightforward.
If you’d like to put your hands on this card, read the following content to learn about the process of applying for it.
Zopa Credit Card: how to apply
We’ll tell you how to apply for the Zopa Credit Card, and you’ll see how simple and efficient it is. Pay no annual fee! Read on!
About the author / Julia Bermudez
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