Credit Cards
ANZ Low Rate Credit Card: A Review of Cost-Effective Card
Considering the ANZ Low Rate Credit Card? Read our review to make an informed decision. 0% p.a. intro balance tranfer rate!
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Savings and Perks Unveiled: ANZ Low Rate Credit Card Review
In the world of cards, finding one that aligns with your financial needs can be a challenge. So, we can give you an ANZ Low Rate Credit Card review to help!
Applying for the ANZ Low Rate Credit Card
Discover the hassle-free way to apply for the ANZ Low Rate Credit Card with our step-by-step guide. Get the card that helps you save!
Moreover, if you’re on the hunt for a credit card that keeps your interest costs low and offers valuable perks, you’re in the right place.
Annual Fee | $0 annual fee on the first year as a new cardholder. Then, a $58 annual fee; |
Purchase Rate | 13.74% p.a. on purchases; 21.99% p.a. on balance transfers (valid for standard transfers); |
Interest-Free Period | 0% p.a. on balance transfers for 28-month promotional period for new cardholders; Up to 55 interest-free days on purchases; |
Minimum Credit Limit | $1,000 minimum credit limit; |
Credit Score | Good credit rating; |
Rewards | You can earn cashback from over 2,000 popular retailers when shopping through Cashrewards. |
ANZ Low Rate Credit Card overview
The ANZ Low Rate Credit Card has been making waves for its exceptional balance between affordability and benefits.
The ANZ Low Rate Credit Card offers a 0% p.a. initial balance transfer offer and a low interest rate of 13.74% p.a. on purchases.
So, with this deal, you may transfer any outstanding debt to a new ANZ Low Rate Credit Card and avoid paying interest for the first 28 months.
In addition to its competitive interest rate and low fees, the ANZ Low Rate Credit Card provides various features and benefits.
Overall, the ANZ Low Rate Card is a reliable and cost-effective tool for those looking to manage their expenses and maintain financial flexibility.
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ANZ Low Rate Credit Card main features
You can find that this card has incredible features to offer its users. However, there can also be some downsides.
Therefore, you can read our pros and cons list below to learn more and see if this card is the best option for your financial needs at the moment!
Pros
- You can get a 0% intro balance transfer fee for 28 months for new cardholders;
- There is no annual fee for the first year for new cardholders;
- Pay a low purchase interest rate of 13.74% p.a.;
- Get up to 3 additional cardholders on your account;
- Visa payWave.
Cons
- There can be a relatively high balance transfer rate after the 28-month intro period;
- There are no complimentary insurance options;
- You won’t find travel perks with this card;
- There are no rewards programs.
Minimum credit score to apply
You’ll need at least a good credit score to have more chances to qualify for this credit card during the application process.
Also, they may need to perform a hard credit check that can affect your credit score during the application process!
How to apply for the ANZ Low Rate Credit Card?
You’ll be able to apply online for this credit card easily.
Therefore, you can read our blog post below to learn all about how the application process works!
Applying for the ANZ Low Rate Credit Card
Discover the hassle-free way to apply for the ANZ Low Rate Credit Card with our step-by-step guide. Get the card that helps you save!
About the author / Victoria Lourenco
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